| REC Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532955 |
NSE Symbol : RECLTD |
P/E(TTM) : 5.75 |
|
ISIN Demat : INE020B01018 |
Div & Yield% : 5.22 |
EPS(TTM) : 61.83 |
|
Book Value(₹) : 320.10 |
Market Cap(₹Cr) : 93,545.28 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 14,386.01 | 14,944.26 | 15,084.13 | 14,646.42 | 15,159.44 | 14,157.19 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 20.29 | 8.24 | 10.48 | 87.39 | 14.71 | 15.52 |
| Total Income | 14,406.30 | 14,952.50 | 15,094.61 | 14,733.81 | 15,174.15 | 14,172.71 |
| Interest | 8,931.65 | 9,242.93 | 9,131.61 | 8,935.10 | 8,769.93 | 8,837.34 |
| Employee Expenses | 62.80 | 63.74 | 59.98 | 56.77 | 60.82 | 65.28 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 94.17 | 47.51 | 0.00 | 0.00 | 47.32 | 0.00 |
| Other Expenses | 341.70 | 364.24 | 208.97 | 705.02 | 125.03 | 243.22 |
| TOTAL OPERATING EXPENDITURE | 9,430.32 | 9,718.42 | 9,400.56 | 9,696.89 | 9,003.10 | 9,145.84 |
| Operating Profit Before Prov. & Cont. | 4,975.98 | 5,234.08 | 5,694.05 | 5,036.92 | 6,171.05 | 5,026.87 |
| Provisions & Write Offs | 572.14 | 111.01 | 134.67 | -616.60 | 779.97 | -89.03 |
| Depreciation | 6.75 | 6.67 | 6.58 | 6.62 | 6.41 | 6.23 |
| TOTAL EXPENDITURE | 10,009.21 | 9,836.10 | 9,541.81 | 9,086.91 | 9,789.48 | 9,063.04 |
| Tax | 515.96 | 1,011.55 | 1,155.85 | 1,034.83 | 1,009.04 | 1,019.47 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 518.83 | 61.77 | -28.91 | 161.05 | 139.43 | 61.11 |
| Reported Profit After Tax | 3,362.30 | 4,043.08 | 4,425.86 | 4,451.02 | 4,236.20 | 4,029.09 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 3,362.30 | 4,043.08 | 4,425.86 | 4,451.02 | 4,236.20 | 4,029.09 |
| EPS (Unit Curr.) | 12.64 | 15.35 | 16.81 | 16.90 | 15.96 | 15.30 |
| EPS (Adj) (Unit Curr.) | 12.64 | 15.35 | 16.81 | 16.90 | 15.96 | 15.30 |
| Calculated EPS (Unit Curr.) | 12.77 | 15.35 | 16.81 | 16.90 | 16.09 | 15.30 |
| Calculated EPS (Adj) (Unit Curr.) | 12.77 | 15.35 | 16.81 | 16.90 | 16.09 | 15.30 |
| Calculated EPS (Ann.) (Unit Curr.) | 51.08 | 61.42 | 67.23 | 67.61 | 64.35 | 61.20 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 51.08 | 61.42 | 67.23 | 67.61 | 64.35 | 61.20 |
| Book Value (Unit Curr.) | 320.11 | 327.60 | 314.21 | 302.63 | 294.84 | 290.53 |
| Dividend (%) | 0.00 | 46.00 | 46.00 | 46.00 | 0.00 | 43.00 |
| Equity | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 92.70 | 96.13 | 97.39 | 99.61 | 93.41 | 98.56 |
| PBDTM(%) | 30.61 | 34.28 | 36.86 | 38.60 | 35.56 | 36.14 |
| PATM(%) | 23.37 | 27.05 | 29.34 | 30.39 | 27.94 | 28.46 |
| Net Interest Income | 0.00 | 5,068.00 | 5,215.00 | 5,247.00 | 5,876.00 | 4,930.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 3.74 | 0.00 | 3.66 |
| Provision Coverage Ratio(%) | 51.13 | 76.96 | 77.06 | 77.05 | 71.73 | 61.88 |
| Capital Adequacy Ratio | 23.11 | 24.26 | 23.74 | 23.98 | 25.99 | 25.33 |
| Tier I Capital | 21.25 | 22.26 | 21.73 | 21.94 | 23.76 | 22.95 |
| Tier II Capital | 1.86 | 2.00 | 2.01 | 2.04 | 2.23 | 2.38 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 45,731.00 | 0.00 | 55,962.00 | 59,508.00 | 45,538.00 | 54,692.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 149,832.00 | 100,618.00 | 65,365.00 | 84,808.00 |
| Loan Book(Amt Rs cr) | 583,659.00 | 581,787.00 | 582,167.19 | 584,568.00 | 566,883.00 | 565,620.64 |
