| Jammu and Kashmir Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532209 |
NSE Symbol : J&KBANK |
P/E(TTM) : 5.29 |
|
ISIN Demat : INE168A01041 |
Div & Yield% : 2.14 |
EPS(TTM) : 19.03 |
|
Book Value(₹) : 126.60 |
Market Cap(₹Cr) : 11,088.91 |
Face Value(₹) : 1.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 3,291.82 | 3,268.27 | 3,211.85 | 3,206.08 | 3,123.55 | 2,994.38 |
| Other Income | 154.89 | 250.30 | 404.31 | 242.32 | 296.08 | 194.10 |
| Total Income | 3,446.71 | 3,518.57 | 3,616.16 | 3,448.40 | 3,419.63 | 3,188.48 |
| Operating Expenses | 2,824.09 | 2,845.73 | 2,816.14 | 2,700.29 | 2,632.64 | 2,593.81 |
| Operating Profit Before Prov. & Cont. | 622.62 | 672.84 | 800.02 | 748.11 | 786.99 | 594.67 |
| Provisions & Contingencies | -10.93 | 15.09 | -9.16 | -9.80 | 32.53 | -17.48 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 151.24 | 170.84 | 211.13 | 97.93 | 191.22 | 185.78 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -11.80 | 2.07 | 13.51 | 128.47 | 12.32 | 10.88 |
| Net Profit | 494.11 | 484.84 | 584.54 | 531.51 | 550.92 | 415.49 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 494.11 | 484.84 | 584.54 | 531.51 | 550.92 | 415.49 |
| EPS (Unit Curr.) | 4.49 | 4.40 | 5.31 | 4.83 | 5.00 | 3.77 |
| EPS (Adj) (Unit Curr.) | 4.49 | 4.40 | 5.31 | 4.83 | 5.00 | 3.77 |
| Calculated EPS (Unit Curr.) | 4.49 | 4.40 | 5.31 | 4.83 | 5.00 | 3.77 |
| Calculated EPS (Adj) (Unit Curr.) | 4.49 | 4.40 | 5.31 | 4.83 | 5.00 | 3.77 |
| Calculated EPS (Ann.) (Unit Curr.) | 17.95 | 17.61 | 21.23 | 19.30 | 20.01 | 15.09 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 17.95 | 17.61 | 21.23 | 19.30 | 20.01 | 15.09 |
| Book Value (Unit Curr.) | 126.74 | 123.05 | 118.18 | 106.15 | 109.79 | 104.11 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.13 | 110.13 | 110.13 | 110.13 | 110.13 | 110.13 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 |
| Public Shareholding (% in Equity) | 40.60 | 40.60 | 40.60 | 40.60 | 40.60 | 40.60 |
| (%) of shares held by GOI | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 |
| Non Encumbered - % in Total Promoters Holding | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Non Encumbered - % in Total Equity | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 |
| PBIDTM(%) | 75.68 | 75.29 | 79.11 | 76.58 | 78.18 | 74.72 |
| PBDTM(%) | 19.25 | 20.13 | 25.19 | 23.64 | 24.15 | 20.44 |
| PATM(%) | 15.01 | 14.83 | 18.20 | 16.58 | 17.64 | 13.88 |
| Net Interest Income | 1,433.99 | 1,465.43 | 1,479.99 | 1,508.68 | 1,435.93 | 1,369.22 |
| Net Interest Margin(%) | 3.56 | 3.72 | 3.88 | 1.01 | 3.90 | 3.86 |
| Provision Coverage Ratio(%) | 90.39 | 90.09 | 90.28 | 89.67 | 90.54 | 91.57 |
| CASA Ratio(%) | 45.89 | 45.71 | 47.01 | 48.17 | 48.60 | 49.77 |
| Capital Adequacy Ratio | 15.27 | 15.98 | 16.29 | 15.09 | 14.99 | 15.07 |
| Tier I Capital | 13.06 | 13.68 | 13.96 | 12.71 | 12.70 | 12.81 |
| Tier II Capital | 2.21 | 2.30 | 2.33 | 2.38 | 2.29 | 2.26 |
| Gross Non Performing Assets | 3,585.26 | 3,638.19 | 3,604.84 | 4,041.04 | 3,916.26 | 3,857.59 |
| Net Non Performing Assets | 795.94 | 829.02 | 818.07 | 898.08 | 813.39 | 727.58 |
| (%) Gross Non Performing Assets | 3.32 | 3.50 | 3.37 | 4.08 | 3.95 | 3.91 |
| (%) Net Non Performing Assets | 0.76 | 0.82 | 0.79 | 0.94 | 0.85 | 0.76 |
| Return on Assets(Annualised) | 1.16 | 1.17 | 1.44 | 1.34 | 1.41 | 1.08 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 14,648.00 | 14,614.00 | 16,240.00 | 14,376.87 | 13,629.00 | 13,656.00 |
| Saving Deposits | 55,126.00 | 53,287.00 | 53,604.00 | 53,510.51 | 53,406.00 | 52,325.00 |
| Term Deposits | 82,256.00 | 80,641.00 | 78,725.00 | 73,059.77 | 70,883.00 | 66,592.00 |
| Total Deposits | 152,030.00 | 148,542.00 | 148,569.00 | 140,947.14 | 137,918.00 | 132,573.00 |
| Total Advances | 105,153.30 | 101,230.11 | 104,199.00 | 95,990.38 | 96,139.14 | 95,449.77 |