| ESAF Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 544020 |
NSE Symbol : ESAFSFB |
P/E(TTM) : 0.00 |
|
ISIN Demat : INE818W01011 |
Div & Yield% : 0.00 |
EPS(TTM) : 0.00 |
|
Book Value(₹) : 33.92 |
Market Cap(₹Cr) : 1,325.02 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 819.82 | 828.23 | 892.06 | 949.89 | 995.28 | 1,022.34 |
| Other Income | 145.16 | 195.14 | 144.72 | 111.89 | 97.73 | 115.40 |
| Total Income | 964.98 | 1,023.37 | 1,036.78 | 1,061.78 | 1,093.01 | 1,137.74 |
| Operating Expenses | 871.73 | 898.45 | 946.12 | 934.40 | 1,007.98 | 883.70 |
| Operating Profit Before Prov. & Cont. | 93.25 | 124.92 | 90.66 | 127.38 | 85.03 | 254.04 |
| Provisions & Contingencies | 248.67 | 234.12 | 331.50 | 409.77 | 339.69 | 169.12 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | -39.61 | -27.98 | -57.65 | -71.49 | -64.59 | 22.15 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | -115.81 | -81.22 | -183.19 | -210.90 | -190.07 | 62.77 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | -58.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -115.81 | -81.22 | -183.19 | -210.90 | -132.07 | 62.77 |
| EPS (Unit Curr.) | -2.25 | -1.58 | -3.56 | -4.10 | -3.69 | 1.22 |
| EPS (Adj) (Unit Curr.) | -2.25 | -1.58 | -3.56 | -4.10 | -3.69 | 1.22 |
| Calculated EPS (Unit Curr.) | -2.25 | -1.58 | -3.55 | -4.09 | -3.69 | 1.22 |
| Calculated EPS (Adj) (Unit Curr.) | -2.25 | -1.58 | -3.55 | -4.09 | -3.69 | 1.22 |
| Calculated EPS (Ann.) (Unit Curr.) | -8.99 | -6.30 | -14.22 | -16.38 | -14.77 | 4.88 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -8.99 | -6.30 | -14.22 | -16.38 | -14.77 | 4.88 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 515.51 | 515.43 | 515.43 | 515.08 | 514.87 | 514.78 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 36.63 | 41.19 | 24.30 | 19.00 | 20.24 | 50.77 |
| PBDTM(%) | -18.96 | -13.18 | -27.00 | -29.73 | -25.59 | 8.31 |
| PATM(%) | -14.13 | -9.81 | -20.54 | -22.20 | -19.10 | 6.14 |
| Net Interest Income | 0.00 | 378.00 | 436.00 | 0.00 | 0.00 | 588.00 |
| Net Interest Margin(%) | 0.00 | 6.00 | 8.08 | 0.00 | 0.00 | 9.40 |
| Provision Coverage Ratio(%) | 0.00 | 73.20 | 80.50 | 0.00 | 0.00 | 61.90 |
| CASA Ratio(%) | 0.00 | 24.80 | 24.80 | 0.00 | 0.00 | 23.60 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 1,634.57 | 1,363.63 | 1,290.56 | 1,273.95 | 1,279.33 | 1,242.11 |
| Net Non Performing Assets | 696.40 | 660.90 | 539.64 | 520.46 | 524.94 | 583.79 |
| (%) Gross Non Performing Assets | 8.54 | 7.48 | 6.87 | 6.96 | 6.98 | 6.61 |
| (%) Net Non Performing Assets | 3.83 | 3.77 | 2.99 | 2.97 | 2.98 | 3.22 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | -0.43 | -0.30 | -0.67 | -0.79 | -0.70 | 0.24 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 278.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 4,649.00 |
| Term Deposits | 0.00 | 17,070.00 | 17,493.00 | 0.00 | 0.00 | 15,960.00 |
| Total Deposits | 0.00 | 22,698.00 | 23,276.00 | 0.00 | 0.00 | 20,887.00 |
| Total Advances | 0.00 | 18,224.00 | 18,779.00 | 0.00 | 0.00 | 18,783.00 |