| Ujjivan Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 542904 |
NSE Symbol : UJJIVANSFB |
P/E(TTM) : 25.07 |
|
ISIN Demat : INE551W01018 |
Div & Yield% : 0.00 |
EPS(TTM) : 2.15 |
|
Book Value(₹) : 32.15 |
Market Cap(₹Cr) : 10,446.38 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 1,682.31 | 1,618.84 | 1,573.36 | 1,591.07 | 1,612.79 | 1,577.18 |
| Other Income | 256.35 | 248.99 | 269.69 | 172.17 | 207.25 | 197.09 |
| Total Income | 1,938.66 | 1,867.83 | 1,843.05 | 1,763.24 | 1,820.04 | 1,774.27 |
| Operating Expenses | 1,543.42 | 1,507.35 | 1,483.29 | 1,404.07 | 1,359.24 | 1,264.75 |
| Operating Profit Before Prov. & Cont. | 395.24 | 360.48 | 359.76 | 359.17 | 460.80 | 509.52 |
| Provisions & Contingencies | 234.96 | 224.94 | 264.50 | 222.80 | 150.51 | 109.85 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 38.56 | 32.32 | 11.87 | 27.75 | 77.26 | 98.59 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 121.72 | 103.22 | 83.39 | 108.62 | 233.03 | 301.08 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 121.72 | 103.22 | 83.39 | 108.62 | 233.03 | 301.08 |
| EPS (Unit Curr.) | 0.63 | 0.53 | 0.43 | 0.56 | 1.21 | 1.56 |
| EPS (Adj) (Unit Curr.) | 0.63 | 0.53 | 0.43 | 0.56 | 1.21 | 1.56 |
| Calculated EPS (Unit Curr.) | 0.63 | 0.53 | 0.43 | 0.56 | 1.20 | 1.56 |
| Calculated EPS (Adj) (Unit Curr.) | 0.63 | 0.53 | 0.43 | 0.56 | 1.20 | 1.56 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.51 | 2.13 | 1.72 | 2.25 | 4.82 | 6.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.51 | 2.13 | 1.72 | 2.25 | 4.82 | 6.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,937.15 | 1,935.35 | 1,935.00 | 1,934.54 | 1,934.18 | 1,932.57 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 54.74 | 55.50 | 51.12 | 52.84 | 60.72 | 65.65 |
| PBDTM(%) | 9.53 | 8.37 | 6.05 | 8.57 | 19.24 | 25.34 |
| PATM(%) | 7.24 | 6.38 | 5.30 | 6.83 | 14.45 | 19.09 |
| Net Interest Income | 922.00 | 856.00 | 864.00 | 887.00 | 944.00 | 941.00 |
| Net Interest Margin(%) | 7.90 | 7.70 | 8.30 | 8.60 | 9.20 | 9.30 |
| Provision Coverage Ratio(%) | 73.00 | 73.00 | 78.00 | 80.00 | 78.00 | 84.00 |
| CASA Ratio(%) | 27.00 | 27.00 | 25.50 | 25.10 | 25.90 | 25.60 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 843.11 | 834.35 | 695.89 | 811.23 | 749.96 | 697.24 |
| Net Non Performing Assets | 225.00 | 226.12 | 152.43 | 164.94 | 164.08 | 111.24 |
| (%) Gross Non Performing Assets | 2.45 | 2.52 | 2.18 | 2.68 | 2.52 | 2.52 |
| (%) Net Non Performing Assets | 0.67 | 0.70 | 0.49 | 0.56 | 0.56 | 0.41 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.25 | 0.21 | 0.18 | 0.25 | 0.55 | 0.73 |
| Current Deposits | 1,005.00 | 934.00 | 1,118.00 | 829.00 | 849.00 | 750.00 |
| Saving Deposits | 9,778.00 | 8,447.00 | 8,494.00 | 7,834.00 | 7,984.00 | 7,585.00 |
| Term Deposits | 28,428.00 | 29,238.00 | 28,018.00 | 25,831.00 | 25,237.00 | 24,179.00 |
| Total Deposits | 39,211.00 | 38,619.00 | 37,630.00 | 34,494.00 | 34,070.00 | 32,514.00 |
| Total Advances | 33,808.00 | 32,501.00 | 31,390.00 | 29,621.00 | 29,179.00 | 27,114.00 |