| Indian Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532814 |
NSE Symbol : INDIANB |
P/E(TTM) : 9.24 |
|
ISIN Demat : INE562A01011 |
Div & Yield% : 2.01 |
EPS(TTM) : 87.60 |
|
Book Value(₹) : 505.50 |
Market Cap(₹Cr) : 108,996.33 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 16,589.94 | 16,282.71 | 15,855.89 | 15,759.46 | 15,347.58 | 15,039.23 |
| Other Income | 2,486.63 | 2,438.60 | 2,743.27 | 2,152.57 | 2,422.10 | 1,905.54 |
| Total Income | 19,076.57 | 18,721.31 | 18,599.16 | 17,912.03 | 17,769.68 | 16,944.77 |
| Operating Expenses | 14,240.06 | 13,951.03 | 13,580.49 | 13,162.61 | 13,041.16 | 12,443.18 |
| Operating Profit Before Prov. & Cont. | 4,836.51 | 4,770.28 | 5,018.67 | 4,749.42 | 4,728.52 | 4,501.59 |
| Provisions & Contingencies | 738.60 | 691.00 | 794.60 | 1,059.13 | 1,099.16 | 1,258.38 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,079.69 | 1,106.46 | 1,268.00 | 837.93 | 922.92 | 839.79 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 3,018.22 | 2,972.82 | 2,956.07 | 2,852.36 | 2,706.44 | 2,403.42 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 3,018.22 | 2,972.82 | 2,956.07 | 2,852.36 | 2,706.44 | 2,403.42 |
| EPS (Unit Curr.) | 22.41 | 22.07 | 21.95 | 21.18 | 20.09 | 17.84 |
| EPS (Adj) (Unit Curr.) | 22.41 | 22.07 | 21.95 | 21.18 | 20.09 | 17.84 |
| Calculated EPS (Unit Curr.) | 22.41 | 22.07 | 21.95 | 21.18 | 20.09 | 17.84 |
| Calculated EPS (Adj) (Unit Curr.) | 22.41 | 22.07 | 21.95 | 21.18 | 20.09 | 17.84 |
| Calculated EPS (Ann.) (Unit Curr.) | 89.63 | 88.28 | 87.78 | 84.71 | 80.37 | 71.37 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 89.63 | 88.28 | 87.78 | 84.71 | 80.37 | 71.37 |
| Book Value (Unit Curr.) | 467.35 | 448.29 | 423.39 | 412.42 | 394.19 | 369.91 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,346.96 | 1,346.96 | 1,346.96 | 1,346.96 | 1,346.96 | 1,346.96 |
| Reserve & Surplus | 60,762.20 | 60,762.20 | 60,762.20 | 51,065.97 | 51,065.97 | 51,065.97 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 73.84 | 73.84 | 73.84 | 73.84 | 73.84 | 73.84 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 85.21 | 86.00 | 86.34 | 82.71 | 83.29 | 80.49 |
| PBDTM(%) | 24.70 | 25.05 | 26.64 | 23.42 | 23.65 | 21.57 |
| PATM(%) | 18.19 | 18.26 | 18.64 | 18.10 | 17.63 | 15.98 |
| Net Interest Income | 6,551.00 | 6,359.00 | 6,389.00 | 6,415.00 | 6,194.00 | 6,178.00 |
| Net Interest Margin(%) | 3.34 | 3.35 | 3.48 | 3.45 | 3.49 | 3.53 |
| Provision Coverage Ratio(%) | 98.28 | 98.20 | 98.10 | 98.09 | 97.60 | 96.66 |
| CASA Ratio(%) | 38.87 | 38.97 | 40.17 | 38.32 | 40.47 | 40.56 |
| Capital Adequacy Ratio | 17.31 | 17.80 | 17.94 | 15.92 | 16.55 | 16.47 |
| Tier I Capital | 15.27 | 15.74 | 15.85 | 13.77 | 14.01 | 13.93 |
| Tier II Capital | 2.04 | 2.06 | 2.09 | 2.15 | 2.54 | 2.54 |
| Gross Non Performing Assets | 16,134.66 | 18,066.88 | 18,178.86 | 18,208.35 | 19,148.00 | 20,302.16 |
| Net Non Performing Assets | 982.98 | 1,035.56 | 1,190.56 | 1,126.86 | 1,445.29 | 2,026.59 |
| (%) Gross Non Performing Assets | 2.60 | 3.01 | 3.09 | 3.26 | 3.48 | 3.77 |
| (%) Net Non Performing Assets | 0.16 | 0.18 | 0.19 | 0.21 | 0.27 | 0.39 |
| Return on Assets(Annualised) | 1.32 | 1.34 | 1.37 | 1.39 | 1.33 | 1.20 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 40,281.00 | 38,177.00 | 39,630.00 | 35,599.00 | 36,158.00 | 34,487.00 |
| Saving Deposits | 248,561.00 | 238,939.00 | 243,224.00 | 233,534.00 | 233,201.00 | 231,378.00 |
| Term Deposits | 488,104.00 | 467,173.00 | 454,300.00 | 433,149.00 | 423,756.00 | 415,318.00 |
| Total Deposits | 776,946.00 | 744,289.00 | 737,154.00 | 702,282.00 | 693,115.00 | 681,183.00 |
| Total Advances | 620,324.00 | 601,147.00 | 588,140.00 | 559,199.00 | 550,644.00 | 539,123.00 |