| Indian Overseas Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532388 |
NSE Symbol : IOB |
P/E(TTM) : 16.73 |
|
ISIN Demat : INE565A01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 2.21 |
|
Book Value(₹) : 16.34 |
Market Cap(₹Cr) : 71,191.61 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 7,848.79 | 7,385.55 | 7,633.59 | 7,111.72 | 6,850.67 | 6,535.03 |
| Other Income | 1,365.45 | 1,480.92 | 1,581.10 | 1,297.53 | 1,633.47 | 1,032.97 |
| Total Income | 9,214.24 | 8,866.47 | 9,214.69 | 8,409.25 | 8,484.14 | 7,568.00 |
| Operating Expenses | 6,814.21 | 6,508.52 | 6,596.77 | 6,143.24 | 6,355.92 | 5,892.14 |
| Operating Profit Before Prov. & Cont. | 2,400.03 | 2,357.95 | 2,617.92 | 2,266.01 | 2,128.22 | 1,675.86 |
| Provisions & Contingencies | 672.45 | 844.05 | 1,063.46 | 1,028.64 | 1,146.33 | 937.87 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 501.16 | 402.86 | 503.39 | 363.71 | 204.73 | 105.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 1,226.42 | 1,111.04 | 1,051.07 | 873.66 | 777.16 | 632.81 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,226.42 | 1,111.04 | 1,051.07 | 873.66 | 777.16 | 632.81 |
| EPS (Unit Curr.) | 0.64 | 0.58 | 0.56 | 0.46 | 0.42 | 0.33 |
| EPS (Adj) (Unit Curr.) | 0.64 | 0.58 | 0.56 | 0.46 | 0.42 | 0.33 |
| Calculated EPS (Unit Curr.) | 0.64 | 0.58 | 0.55 | 0.46 | 0.41 | 0.33 |
| Calculated EPS (Adj) (Unit Curr.) | 0.64 | 0.58 | 0.55 | 0.46 | 0.41 | 0.33 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.55 | 2.31 | 2.18 | 1.85 | 1.64 | 1.34 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.55 | 2.31 | 2.18 | 1.85 | 1.64 | 1.34 |
| Book Value (Unit Curr.) | 13.13 | 12.41 | 12.11 | 10.66 | 10.04 | 9.43 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 19,256.59 | 19,256.59 | 19,256.59 | 18,902.41 | 18,902.41 | 18,902.41 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 6,317.25 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 94.61 | 94.61 | 94.61 | 96.38 | 96.38 | 96.38 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 83.03 | 83.31 | 79.45 | 78.18 | 77.30 | 73.94 |
| PBDTM(%) | 22.01 | 20.50 | 20.36 | 17.40 | 14.33 | 11.29 |
| PATM(%) | 15.63 | 15.04 | 13.77 | 12.28 | 11.34 | 9.68 |
| Net Interest Income | 3,059.00 | 2,746.00 | 3,123.00 | 2,789.00 | 2,538.00 | 2,441.00 |
| Net Interest Margin(%) | 3.21 | 3.04 | 3.58 | 3.33 | 3.08 | 3.06 |
| Provision Coverage Ratio(%) | 97.48 | 97.47 | 97.30 | 97.07 | 97.06 | 96.96 |
| CASA Ratio(%) | 40.52 | 43.78 | 43.65 | 43.37 | 42.44 | 42.17 |
| Capital Adequacy Ratio | 17.94 | 18.28 | 19.74 | 16.97 | 17.45 | 17.82 |
| Tier I Capital | 15.53 | 15.78 | 17.13 | 14.33 | 14.75 | 14.99 |
| Tier II Capital | 2.41 | 2.50 | 2.61 | 2.64 | 2.70 | 2.83 |
| Gross Non Performing Assets | 5,078.27 | 5,178.46 | 5,347.72 | 6,070.51 | 6,249.07 | 6,648.71 |
| Net Non Performing Assets | 776.39 | 816.38 | 911.86 | 975.91 | 1,059.25 | 1,153.51 |
| (%) Gross Non Performing Assets | 1.83 | 1.97 | 2.14 | 2.55 | 2.72 | 2.89 |
| (%) Net Non Performing Assets | 0.28 | 0.32 | 0.37 | 0.42 | 0.47 | 0.51 |
| Return on Assets(Annualised) | 1.20 | 1.14 | 1.12 | 0.93 | 0.82 | 0.70 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 201,679.00 | 185,955.00 | 175,777.00 | 172,783.00 | 178,796.00 | 172,734.00 |
| Total Deposits | 339,066.00 | 330,792.00 | 311,939.00 | 305,121.00 | 310,652.00 | 298,681.00 |
| Total Advances | 277,968.00 | 262,421.00 | 250,019.00 | 237,632.00 | 230,149.00 | 230,092.00 |