| Central Bank of India | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532885 |
NSE Symbol : CENTRALBK |
P/E(TTM) : 7.64 |
|
ISIN Demat : INE483A01010 |
Div & Yield% : 0.51 |
EPS(TTM) : 4.83 |
|
Book Value(₹) : 37.68 |
Market Cap(₹Cr) : 33,399.67 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 8,743.11 | 8,588.54 | 8,619.00 | 8,509.44 | 8,202.62 | 8,334.79 |
| Other Income | 1,506.62 | 1,785.58 | 1,813.56 | 1,229.20 | 1,646.70 | 1,165.13 |
| Total Income | 10,249.73 | 10,374.12 | 10,432.56 | 9,738.64 | 9,849.32 | 9,499.92 |
| Operating Expenses | 8,464.11 | 8,070.14 | 8,429.60 | 7,775.33 | 7,684.39 | 7,506.81 |
| Operating Profit Before Prov. & Cont. | 1,785.62 | 2,303.98 | 2,002.96 | 1,963.31 | 2,164.93 | 1,993.11 |
| Provisions & Contingencies | 314.14 | 521.11 | 844.49 | 556.64 | 598.06 | 1,190.85 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 258.60 | 614.18 | 124.92 | 447.74 | 654.03 | -77.68 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 1,212.88 | 1,168.69 | 1,033.55 | 958.93 | 912.84 | 879.94 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,212.88 | 1,168.69 | 1,033.55 | 958.93 | 912.84 | 879.94 |
| EPS (Unit Curr.) | 1.34 | 1.29 | 1.19 | 1.10 | 1.05 | 1.01 |
| EPS (Adj) (Unit Curr.) | 1.34 | 1.29 | 1.19 | 1.10 | 1.05 | 1.01 |
| Calculated EPS (Unit Curr.) | 1.34 | 1.29 | 1.14 | 1.10 | 1.05 | 1.01 |
| Calculated EPS (Adj) (Unit Curr.) | 1.34 | 1.29 | 1.14 | 1.10 | 1.05 | 1.01 |
| Calculated EPS (Ann.) (Unit Curr.) | 5.36 | 5.16 | 4.57 | 4.42 | 4.21 | 4.05 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 5.36 | 5.16 | 4.57 | 4.42 | 4.21 | 4.05 |
| Book Value (Unit Curr.) | 37.70 | 37.06 | 35.99 | 34.54 | 33.63 | 32.20 |
| Dividend (%) | 2.00 | 2.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 9,051.40 | 9,051.40 | 9,051.40 | 8,680.94 | 8,680.94 | 8,680.94 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 89.27 | 89.27 | 89.27 | 93.08 | 93.08 | 93.08 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 79.28 | 81.37 | 74.01 | 74.93 | 77.52 | 67.06 |
| PBDTM(%) | 16.83 | 20.76 | 13.44 | 16.53 | 19.10 | 9.63 |
| PATM(%) | 13.87 | 13.61 | 11.99 | 11.27 | 11.13 | 10.56 |
| Net Interest Income | 3,283.00 | 3,383.00 | 3,399.00 | 3,540.00 | 3,410.00 | 3,548.00 |
| Net Interest Margin(%) | 2.89 | 3.16 | 3.17 | 3.48 | 3.41 | 3.58 |
| Provision Coverage Ratio(%) | 96.88 | 97.02 | 96.54 | 96.54 | 96.31 | 96.17 |
| CASA Ratio(%) | 46.83 | 46.88 | 48.91 | 49.18 | 48.93 | 49.19 |
| Capital Adequacy Ratio | 17.34 | 17.66 | 17.02 | 16.43 | 16.27 | 15.68 |
| Tier I Capital | 14.98 | 15.48 | 14.73 | 14.21 | 14.01 | 13.36 |
| Tier II Capital | 2.36 | 2.18 | 2.29 | 2.22 | 2.26 | 2.32 |
| Gross Non Performing Assets | 8,827.02 | 8,637.61 | 9,224.78 | 10,459.89 | 11,604.25 | 11,387.61 |
| Net Non Performing Assets | 1,363.67 | 1,308.12 | 1,543.26 | 1,554.98 | 1,673.97 | 1,771.12 |
| (%) Gross Non Performing Assets | 3.01 | 3.13 | 3.18 | 3.86 | 4.59 | 4.54 |
| (%) Net Non Performing Assets | 0.48 | 0.49 | 0.55 | 0.59 | 0.69 | 0.73 |
| Return on Assets(Annualised) | 1.01 | 1.02 | 0.91 | 0.87 | 0.84 | 0.82 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 21,501.00 | 19,889.00 | 19,411.00 | 18,803.00 | 17,394.00 | 16,742.00 |
| Saving Deposits | 186,115.00 | 180,633.00 | 181,762.00 | 176,304.00 | 173,876.00 | 172,121.00 |
| Term Deposits | 236,835.00 | 228,368.00 | 211,524.00 | 202,800.00 | 200,644.00 | 196,086.00 |
| Total Deposits | 444,451.00 | 428,890.00 | 412,697.00 | 397,907.00 | 391,914.00 | 384,949.00 |
| Total Advances | 293,488.00 | 275,595.00 | 290,101.00 | 270,779.00 | 252,944.00 | 250,615.00 |