| UCO Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532505 |
NSE Symbol : UCOBANK |
P/E(TTM) : 14.29 |
|
ISIN Demat : INE691A01018 |
Div & Yield% : 1.36 |
EPS(TTM) : 2.01 |
|
Book Value(₹) : 23.46 |
Market Cap(₹Cr) : 36,026.15 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 6,537.17 | 6,436.01 | 6,744.59 | 6,219.96 | 6,078.36 | 6,023.99 |
| Other Income | 884.22 | 997.20 | 1,392.20 | 1,185.93 | 993.07 | 835.43 |
| Total Income | 7,421.39 | 7,433.21 | 8,136.79 | 7,405.89 | 7,071.43 | 6,859.42 |
| Operating Expenses | 5,808.19 | 5,870.95 | 6,438.02 | 5,820.20 | 5,639.83 | 5,538.19 |
| Operating Profit Before Prov. & Cont. | 1,613.20 | 1,562.26 | 1,698.77 | 1,585.69 | 1,431.60 | 1,321.23 |
| Provisions & Contingencies | 588.14 | 616.06 | 662.63 | 589.51 | 492.84 | 458.76 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 405.30 | 338.76 | 383.71 | 357.35 | 336.02 | 311.51 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 619.76 | 607.44 | 652.43 | 638.83 | 602.74 | 550.96 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 619.76 | 607.44 | 652.43 | 638.83 | 602.74 | 550.96 |
| EPS (Unit Curr.) | 0.49 | 0.48 | 0.54 | 0.53 | 0.50 | 0.46 |
| EPS (Adj) (Unit Curr.) | 0.49 | 0.48 | 0.54 | 0.53 | 0.50 | 0.46 |
| Calculated EPS (Unit Curr.) | 0.49 | 0.48 | 0.52 | 0.53 | 0.50 | 0.46 |
| Calculated EPS (Adj) (Unit Curr.) | 0.49 | 0.48 | 0.52 | 0.53 | 0.50 | 0.46 |
| Calculated EPS (Ann.) (Unit Curr.) | 1.98 | 1.94 | 2.08 | 2.14 | 2.02 | 1.84 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 1.98 | 1.94 | 2.08 | 2.14 | 2.02 | 1.84 |
| Book Value (Unit Curr.) | 19.23 | 18.50 | 17.53 | 16.11 | 15.39 | 14.36 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 12,539.56 | 12,539.56 | 12,539.56 | 11,955.96 | 11,955.96 | 11,955.96 |
| Reserve & Surplus | 15,418.44 | 15,418.44 | 15,418.44 | 12,403.27 | 12,403.27 | 12,403.27 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 90.95 | 90.95 | 90.95 | 95.39 | 95.39 | 95.39 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 76.94 | 77.36 | 75.35 | 77.79 | 77.60 | 76.91 |
| PBDTM(%) | 15.68 | 14.70 | 15.36 | 16.02 | 15.44 | 14.32 |
| PATM(%) | 9.48 | 9.44 | 9.67 | 10.27 | 9.92 | 9.15 |
| Net Interest Income | 2,533.00 | 2,403.00 | 2,698.00 | 2,378.00 | 2,301.00 | 2,254.00 |
| Net Interest Margin(%) | 2.90 | 2.96 | 2.99 | 3.17 | 3.10 | 3.09 |
| Provision Coverage Ratio(%) | 96.99 | 96.88 | 96.69 | 96.16 | 95.94 | 95.76 |
| CASA Ratio(%) | 38.11 | 36.91 | 37.91 | 37.97 | 38.24 | 38.62 |
| Capital Adequacy Ratio | 17.89 | 18.39 | 18.49 | 16.25 | 16.84 | 17.09 |
| Tier I Capital | 15.90 | 16.35 | 16.37 | 14.17 | 14.60 | 14.75 |
| Tier II Capital | 1.99 | 2.04 | 2.12 | 2.08 | 2.24 | 2.34 |
| Gross Non Performing Assets | 5,894.72 | 5,911.52 | 5,918.54 | 6,081.55 | 6,293.86 | 6,420.12 |
| Net Non Performing Assets | 961.94 | 997.60 | 1,068.31 | 1,283.13 | 1,406.44 | 1,473.42 |
| (%) Gross Non Performing Assets | 2.56 | 2.63 | 2.69 | 2.91 | 3.18 | 3.32 |
| (%) Net Non Performing Assets | 0.43 | 0.45 | 0.50 | 0.63 | 0.73 | 0.78 |
| Return on Assets(Annualised) | 0.71 | 0.71 | 0.77 | 0.79 | 0.75 | 0.70 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 15,475.00 | 13,135.00 | 14,325.00 | 12,028.00 | 12,486.00 | 12,074.00 |
| Saving Deposits | 95,080.00 | 90,243.00 | 90,380.00 | 88,502.00 | 88,447.00 | 86,290.00 |
| Term Deposits | 195,142.00 | 195,257.00 | 188,837.00 | 179,726.00 | 174,844.00 | 169,791.00 |
| Total Deposits | 305,697.00 | 298,635.00 | 293,542.00 | 280,256.00 | 275,777.00 | 268,155.00 |
| Total Advances | 230,702.00 | 225,101.00 | 219,985.00 | 208,655.00 | 197,927.00 | 193,253.00 |