| India Home Loans Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 530979 |
NSE Symbol : - |
P/E(TTM) : 270.43 |
|
ISIN Demat : INE274E01015 |
Div & Yield% : 0.00 |
EPS(TTM) : 0.14 |
|
Book Value(₹) : 28.98 |
Market Cap(₹Cr) : 54.07 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 3.50 | 4.28 | 3.73 | 3.31 | 3.28 | 3.28 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.06 |
| Total Income | 3.50 | 4.28 | 3.74 | 3.31 | 3.29 | 3.34 |
| Interest | 1.87 | 1.87 | 1.89 | 1.91 | 1.92 | 1.96 |
| Employee Expenses | 0.80 | 0.73 | 0.70 | 0.70 | 0.71 | 0.66 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.80 | 1.61 | 0.86 | 0.43 | 0.55 | 0.62 |
| TOTAL OPERATING EXPENDITURE | 3.47 | 4.21 | 3.45 | 3.04 | 3.18 | 3.24 |
| Operating Profit Before Prov. & Cont. | 0.03 | 0.07 | 0.29 | 0.27 | 0.11 | 0.10 |
| Provisions & Write Offs | -0.09 | -0.04 | 0.08 | 0.13 | 0.03 | -0.05 |
| Depreciation | 0.07 | 0.06 | 0.12 | 0.07 | 0.03 | 0.01 |
| TOTAL EXPENDITURE | 3.45 | 4.23 | 3.65 | 3.24 | 3.24 | 3.20 |
| Tax | 0.01 | 0.01 | 0.05 | 0.02 | 0.01 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.03 | 0.03 | 0.00 | -0.02 | -0.02 | 0.03 |
| Reported Profit After Tax | 0.07 | 0.01 | 0.04 | 0.08 | 0.06 | 0.10 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 0.07 | 0.01 | 0.04 | 0.08 | 0.06 | 0.10 |
| EPS (Unit Curr.) | 0.05 | 0.01 | 0.03 | 0.06 | 0.04 | 0.07 |
| EPS (Adj) (Unit Curr.) | 0.05 | 0.01 | 0.03 | 0.06 | 0.04 | 0.07 |
| Calculated EPS (Unit Curr.) | 0.05 | 0.01 | 0.03 | 0.06 | 0.04 | 0.07 |
| Calculated EPS (Adj) (Unit Curr.) | 0.05 | 0.01 | 0.03 | 0.06 | 0.04 | 0.07 |
| Calculated EPS (Ann.) (Unit Curr.) | 0.21 | 0.03 | 0.10 | 0.22 | 0.16 | 0.28 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 0.21 | 0.03 | 0.10 | 0.22 | 0.16 | 0.28 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 14.28 | 14.28 | 14.28 | 14.28 | 14.28 | 14.28 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 56.86 | 46.03 | 56.30 | 61.93 | 60.98 | 64.02 |
| PBDTM(%) | 3.43 | 2.57 | 5.63 | 4.23 | 2.44 | 4.57 |
| PATM(%) | 2.00 | 0.23 | 1.07 | 2.42 | 1.83 | 3.05 |
| Net Interest Income | 1.52 | 2.22 | 1.44 | 1.33 | 1.30 | 1.23 |
| Operating Expenses | 1.67 | 2.42 | 1.68 | 1.23 | 1.29 | 1.30 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.77 | 0.10 | 0.12 | 0.83 | 0.60 | 1.03 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 12.84 | 18.33 | 10.89 | 8.07 | 7.72 | 7.56 |
| Net Interest Margin(%) | 13.41 | 18.67 | 11.57 | 9.49 | 9.10 | 8.54 |
| Provision Coverage Ratio(%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Capital Adequacy Ratio | 80.24 | 0.00 | 81.42 | 80.95 | 82.02 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.94 | 3.34 | 3.22 | 2.90 | 2.84 | 3.55 |
| (%) Net Non Performing Assets | 2.11 | 2.40 | 2.31 | 2.08 | 2.04 | 2.55 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.65 | 0.08 | 0.09 | 0.57 | 0.40 | 0.69 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.55 | 0.06 | 0.05 | 0.04 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 45.48 | 47.61 | 49.61 | 56.09 | 56.93 | 57.74 |