| Spandana Sphoorty Financial Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 542759 |
NSE Symbol : SPANDANA |
P/E(TTM) : 0.00 |
|
ISIN Demat : INE572J01011 |
Div & Yield% : 0.00 |
EPS(TTM) : 0.00 |
|
Book Value(₹) : 318.36 |
Market Cap(₹Cr) : 2,170.74 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 199.32 | 261.87 | 374.47 | 509.36 | 636.18 | 663.13 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 8.62 | 2.31 | 2.75 | 16.48 | 19.11 | 26.20 |
| Total Income | 207.94 | 264.18 | 377.22 | 525.84 | 655.29 | 689.33 |
| Interest | 111.37 | 139.38 | 171.50 | 213.19 | 244.67 | 246.19 |
| Employee Expenses | 112.45 | 125.20 | 138.35 | 161.73 | 134.70 | 120.67 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 48.20 | 52.83 | 34.47 | 67.98 | 55.75 | 47.58 |
| TOTAL OPERATING EXPENDITURE | 272.02 | 317.41 | 344.32 | 442.90 | 435.12 | 414.44 |
| Operating Profit Before Prov. & Cont. | -64.08 | -53.23 | 32.90 | 82.94 | 220.17 | 274.89 |
| Provisions & Write Offs | 218.47 | 382.57 | 571.97 | 604.31 | 487.68 | 201.84 |
| Depreciation | 3.10 | 3.32 | 5.73 | 4.61 | 4.68 | 3.90 |
| TOTAL EXPENDITURE | 493.59 | 703.30 | 922.02 | 1,051.82 | 927.48 | 620.18 |
| Tax | 0.00 | 0.00 | 0.00 | -62.13 | -11.02 | 73.15 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -67.58 | -110.21 | -134.61 | -69.97 | -57.24 | -55.29 |
| Reported Profit After Tax | -218.07 | -328.91 | -410.19 | -393.88 | -203.93 | 51.29 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -218.07 | -328.91 | -410.19 | -393.88 | -203.93 | 51.29 |
| EPS (Unit Curr.) | -28.68 | -46.13 | -57.53 | -55.24 | -28.60 | 7.19 |
| EPS (Adj) (Unit Curr.) | -28.68 | -43.87 | -54.71 | -52.53 | -27.20 | 6.84 |
| Calculated EPS (Unit Curr.) | -27.27 | -46.12 | -57.52 | -55.23 | -28.60 | 7.19 |
| Calculated EPS (Adj) (Unit Curr.) | -27.27 | -43.86 | -54.70 | -52.52 | -27.20 | 6.84 |
| Calculated EPS (Ann.) (Unit Curr.) | -109.08 | -184.50 | -230.09 | -220.94 | -114.39 | 28.77 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -109.08 | -175.46 | -218.82 | -210.11 | -108.79 | 27.36 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 79.97 | 71.31 | 71.31 | 71.31 | 71.31 | 71.31 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | -85.88 | -113.19 | -98.16 | -60.50 | -3.59 | 48.14 |
| PBDTM(%) | -141.76 | -166.42 | -143.96 | -102.36 | -42.05 | 11.02 |
| PATM(%) | -109.41 | -125.60 | -109.54 | -77.33 | -32.06 | 7.73 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 80.54 | 80.35 | 80.16 | 80.14 | 80.05 | 80.01 |
| Capital Adequacy Ratio | 47.00 | 36.89 | 37.10 | 36.03 | 35.69 | 32.72 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 4.97 | 4.88 | 4.85 | 4.85 | 4.88 | 2.60 |
| (%) Net Non Performing Assets | 0.97 | 0.96 | 0.96 | 0.96 | 0.97 | 0.52 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |