| REC Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532955 |
NSE Symbol : RECLTD |
P/E(TTM) : 5.43 |
|
ISIN Demat : INE020B01018 |
Div & Yield% : 5.09 |
EPS(TTM) : 65.10 |
|
Book Value(₹) : 314.21 |
Market Cap(₹Cr) : 93,031.80 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 15,084.13 | 14,646.42 | 15,177.78 | 14,157.19 | 13,571.18 | 13,023.31 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 10.48 | 87.39 | 14.71 | 15.52 | 24.52 | 13.75 |
| Total Income | 15,094.61 | 14,733.81 | 15,192.49 | 14,172.71 | 13,595.70 | 13,037.06 |
| Interest | 9,131.61 | 8,935.10 | 8,769.93 | 8,837.34 | 8,506.54 | 8,021.17 |
| Employee Expenses | 59.98 | 56.77 | 60.82 | 65.28 | 59.22 | 56.64 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 60.95 |
| Other Expenses | 208.97 | 705.02 | 190.69 | 243.22 | 128.52 | 94.06 |
| TOTAL OPERATING EXPENDITURE | 9,400.56 | 9,696.89 | 9,021.44 | 9,145.84 | 8,694.28 | 8,232.82 |
| Operating Profit Before Prov. & Cont. | 5,694.05 | 5,036.92 | 6,171.05 | 5,026.87 | 4,901.42 | 4,804.24 |
| Provisions & Write Offs | 134.67 | -616.60 | 779.97 | -89.03 | -144.10 | 472.57 |
| Depreciation | 6.58 | 6.62 | 6.41 | 6.23 | 5.90 | 5.85 |
| TOTAL EXPENDITURE | 9,541.81 | 9,086.91 | 9,807.82 | 9,063.04 | 8,556.08 | 8,711.24 |
| Tax | 1,155.85 | 1,034.83 | 1,009.04 | 1,019.47 | 1,031.66 | 951.37 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -28.91 | 161.05 | 139.43 | 61.11 | 2.49 | -68.00 |
| Reported Profit After Tax | 4,425.86 | 4,451.02 | 4,236.20 | 4,029.09 | 4,005.47 | 3,442.45 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4,425.86 | 4,451.02 | 4,236.20 | 4,029.09 | 4,005.47 | 3,442.45 |
| EPS (Unit Curr.) | 16.81 | 16.90 | 15.96 | 15.30 | 15.21 | 13.07 |
| EPS (Adj) (Unit Curr.) | 16.81 | 16.90 | 15.96 | 15.30 | 15.21 | 13.07 |
| Calculated EPS (Unit Curr.) | 16.81 | 16.90 | 16.09 | 15.30 | 15.21 | 13.07 |
| Calculated EPS (Adj) (Unit Curr.) | 16.81 | 16.90 | 16.09 | 15.30 | 15.21 | 13.07 |
| Calculated EPS (Ann.) (Unit Curr.) | 67.23 | 67.61 | 64.35 | 61.20 | 60.85 | 52.29 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 67.23 | 67.61 | 64.35 | 61.20 | 60.85 | 52.29 |
| Book Value (Unit Curr.) | 314.21 | 302.63 | 294.84 | 290.53 | 276.82 | 274.77 |
| Dividend (%) | 46.00 | 46.00 | 0.00 | 43.00 | 40.00 | 35.00 |
| Equity | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 97.39 | 99.61 | 93.30 | 98.56 | 99.86 | 94.85 |
| PBDTM(%) | 36.86 | 38.60 | 35.52 | 36.14 | 37.18 | 33.26 |
| PATM(%) | 29.34 | 30.39 | 27.91 | 28.46 | 29.51 | 26.43 |
| Net Interest Income | 5,215.00 | 5,247.00 | 5,876.00 | 4,930.00 | 4,773.00 | 4,474.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 3.74 | 0.00 | 3.66 | 3.66 | 3.64 |
| Provision Coverage Ratio(%) | 77.06 | 77.05 | 71.73 | 61.88 | 65.12 | 68.48 |
| Capital Adequacy Ratio | 23.74 | 23.98 | 25.99 | 25.33 | 25.31 | 26.77 |
| Tier I Capital | 21.73 | 21.94 | 23.76 | 22.95 | 22.87 | 24.27 |
| Tier II Capital | 2.01 | 2.04 | 2.23 | 2.38 | 2.44 | 2.50 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 55,962.00 | 59,508.00 | 45,538.00 | 54,692.00 | 47,303.00 | 43,652.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 149,832.00 | 100,618.00 | 65,365.00 | 84,808.00 | 76,200.00 | 111,628.00 |
| Loan Book(Amt Rs cr) | 582,167.19 | 584,568.00 | 566,883.00 | 565,620.64 | 546,117.00 | 529,739.00 |