| Shriram Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511218 |
NSE Symbol : SHRIRAMFIN |
P/E(TTM) : 17.89 |
|
ISIN Demat : INE721A01047 |
Div & Yield% : 1.16 |
EPS(TTM) : 47.82 |
|
Book Value(₹) : 321.08 |
Market Cap(₹Cr) : 160,962.33 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 11,907.79 | 11,535.63 | 11,454.23 | 10,698.31 | 10,089.54 | 9,592.34 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 8.94 | 6.13 | 6.02 | 1,663.93 | 7.14 | 4.73 |
| Total Income | 11,916.73 | 11,541.76 | 11,460.25 | 12,362.24 | 10,096.68 | 9,597.07 |
| Interest | 5,524.79 | 5,400.76 | 5,223.99 | 4,751.26 | 4,350.42 | 4,128.91 |
| Employee Expenses | 943.93 | 976.47 | 905.73 | 970.41 | 906.67 | 868.35 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 830.22 | 799.00 | 824.20 | 736.90 | 694.21 | 592.19 |
| TOTAL OPERATING EXPENDITURE | 7,298.94 | 7,176.23 | 6,953.92 | 6,458.57 | 5,951.30 | 5,589.45 |
| Operating Profit Before Prov. & Cont. | 4,617.79 | 4,365.53 | 4,506.33 | 5,903.67 | 4,145.38 | 4,007.62 |
| Provisions & Write Offs | 1,333.33 | 1,285.69 | 1,563.29 | 1,325.83 | 1,234.99 | 1,187.55 |
| Depreciation | 174.44 | 173.11 | 171.06 | 161.92 | 158.86 | 153.48 |
| TOTAL EXPENDITURE | 8,806.71 | 8,635.03 | 8,688.27 | 7,946.32 | 7,345.15 | 6,930.48 |
| Tax | 1,029.17 | 979.42 | 498.00 | 1,282.40 | 815.19 | 995.29 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -226.33 | -228.42 | 134.59 | -436.24 | -134.92 | -309.29 |
| Reported Profit After Tax | 2,307.18 | 2,155.73 | 2,139.39 | 3,569.76 | 2,071.26 | 1,980.59 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 1,175.64 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 2,307.18 | 2,155.73 | 2,139.39 | 2,394.12 | 2,071.26 | 1,980.59 |
| EPS (Unit Curr.) | 12.27 | 11.46 | 11.38 | 94.95 | 55.09 | 52.70 |
| EPS (Adj) (Unit Curr.) | 12.27 | 11.46 | 11.38 | 18.99 | 11.02 | 10.54 |
| Calculated EPS (Unit Curr.) | 12.27 | 11.46 | 11.38 | 94.93 | 55.09 | 52.69 |
| Calculated EPS (Adj) (Unit Curr.) | 12.27 | 11.46 | 11.38 | 18.99 | 11.02 | 10.54 |
| Calculated EPS (Ann.) (Unit Curr.) | 49.06 | 45.85 | 45.51 | 379.70 | 220.35 | 210.75 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 49.06 | 45.85 | 45.51 | 75.94 | 44.07 | 42.15 |
| Book Value (Unit Curr.) | 321.13 | 310.93 | 299.30 | 292.47 | 277.32 | 269.00 |
| Dividend (%) | 240.00 | 0.00 | 0.00 | 125.00 | 220.00 | 0.00 |
| Equity | 376.20 | 376.13 | 376.08 | 376.06 | 375.99 | 375.91 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 51,759.62 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 73.98 | 73.52 | 71.30 | 87.20 | 71.96 | 72.44 |
| PBDTM(%) | 27.58 | 26.70 | 25.69 | 42.79 | 28.85 | 29.40 |
| PATM(%) | 19.38 | 18.69 | 18.68 | 33.37 | 20.53 | 20.65 |
| Net Interest Income | 6,266.84 | 6,026.43 | 6,051.19 | 5,822.69 | 5,606.74 | 5,354.47 |
| Operating Expenses | 969.51 | 934.21 | 939.83 | 865.35 | 802.95 | 706.07 |
| Loan Losses & Provision | 1,333.33 | 1,285.69 | 1,563.29 | 1,325.83 | 1,234.99 | 1,187.55 |
| Assets Under Management | 281,309.46 | 272,249.01 | 263,190.27 | 254,469.69 | 243,042.55 | 233,443.66 |
| Return on Equity(%) | 15.40 | 15.07 | 15.59 | 15.41 | 16.00 | 16.03 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 27.76 | 29.29 | 27.65 | 28.59 | 27.95 | 27.45 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 8.19 | 8.11 | 8.25 | 8.48 | 8.74 | 8.79 |
| Provision Coverage Ratio(%) | 46.70 | 44.31 | 43.28 | 51.64 | 51.70 | 51.15 |
| Capital Adequacy Ratio | 20.68 | 20.79 | 20.66 | 21.00 | 20.16 | 20.29 |
| Tier I Capital | 19.98 | 20.16 | 20.03 | 20.34 | 19.36 | 19.47 |
| Tier II Capital | 0.70 | 0.63 | 0.63 | 0.66 | 0.80 | 0.82 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 4.57 | 4.53 | 4.55 | 5.38 | 5.32 | 5.39 |
| (%) Net Non Performing Assets | 2.49 | 2.57 | 2.64 | 2.68 | 2.64 | 2.71 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.89 | 2.76 | 2.87 | 4.94 | 3.06 | 3.12 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 278,583.06 | 269,227.04 | 259,915.91 | 251,167.80 | 239,822.53 | 230,246.20 |