| CreditAccess Grameen Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 541770 |
NSE Symbol : CREDITACC |
P/E(TTM) : 20.24 |
|
ISIN Demat : INE741K01010 |
Div & Yield% : 0.00 |
EPS(TTM) : 75.53 |
|
Book Value(₹) : 489.20 |
Market Cap(₹Cr) : 24,506.59 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 1,783.49 | 1,597.27 | 1,490.41 | 1,508.35 | 1,462.89 | 1,406.63 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.92 | 1.31 | 0.90 | 0.67 | 0.74 | 1.08 |
| Total Income | 1,784.41 | 1,598.58 | 1,491.31 | 1,509.02 | 1,463.63 | 1,407.71 |
| Interest | 550.05 | 478.05 | 459.34 | 479.52 | 482.16 | 477.78 |
| Employee Expenses | 242.02 | 211.71 | 226.85 | 219.32 | 221.21 | 175.36 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 103.60 | 112.82 | 108.25 | 99.55 | 92.07 | 105.42 |
| TOTAL OPERATING EXPENDITURE | 895.67 | 802.58 | 794.44 | 798.39 | 795.44 | 758.56 |
| Operating Profit Before Prov. & Cont. | 888.74 | 796.00 | 696.87 | 710.63 | 668.19 | 649.15 |
| Provisions & Write Offs | 212.50 | 335.31 | 342.57 | 525.67 | 571.85 | 582.91 |
| Depreciation | 16.21 | 15.69 | 16.38 | 15.80 | 15.22 | 15.16 |
| TOTAL EXPENDITURE | 1,124.38 | 1,153.58 | 1,153.39 | 1,339.86 | 1,382.51 | 1,356.63 |
| Tax | 132.13 | 120.99 | 119.34 | 4.52 | 0.04 | 14.57 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 34.51 | -15.54 | -33.51 | 38.83 | 20.89 | -10.70 |
| Reported Profit After Tax | 493.39 | 339.55 | 252.09 | 125.81 | 60.19 | 47.21 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 493.39 | 339.55 | 252.09 | 125.81 | 60.19 | 47.21 |
| EPS (Unit Curr.) | 30.79 | 21.20 | 15.76 | 7.87 | 3.77 | 2.96 |
| EPS (Adj) (Unit Curr.) | 30.79 | 21.20 | 15.76 | 7.87 | 3.77 | 2.96 |
| Calculated EPS (Unit Curr.) | 30.79 | 21.20 | 15.75 | 7.87 | 3.77 | 2.96 |
| Calculated EPS (Adj) (Unit Curr.) | 30.79 | 21.20 | 15.75 | 7.87 | 3.77 | 2.96 |
| Calculated EPS (Ann.) (Unit Curr.) | 123.15 | 84.78 | 62.99 | 31.48 | 15.07 | 11.82 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 123.15 | 84.78 | 62.99 | 31.48 | 15.07 | 11.82 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 160.26 | 160.20 | 160.08 | 159.88 | 159.74 | 159.72 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 68.76 | 58.77 | 54.59 | 44.05 | 39.55 | 38.68 |
| PBDTM(%) | 37.92 | 28.84 | 23.77 | 12.26 | 6.59 | 4.71 |
| PATM(%) | 27.66 | 21.26 | 16.91 | 8.34 | 4.11 | 3.36 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 65.36 | 65.40 | 67.22 | 66.27 | 63.16 | 64.83 |
| Capital Adequacy Ratio | 0.00 | 24.41 | 26.44 | 26.06 | 25.55 | 25.42 |
| Tier I Capital | 0.00 | 23.60 | 25.80 | 25.20 | 24.60 | 24.50 |
| Tier II Capital | 0.00 | 0.81 | 0.64 | 0.86 | 0.95 | 0.92 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.18 | 3.17 | 4.04 | 3.65 | 4.70 | 4.76 |
| (%) Net Non Performing Assets | 0.76 | 1.12 | 1.36 | 1.26 | 1.78 | 1.73 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |

