| PNB Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 540173 |
NSE Symbol : PNBHOUSING |
P/E(TTM) : 12.72 |
|
ISIN Demat : INE572E01012 |
Div & Yield% : 0.70 |
EPS(TTM) : 90.20 |
|
Book Value(₹) : 737.78 |
Market Cap(₹Cr) : 29,889.66 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 2,252.50 | 2,169.86 | 2,109.57 | 2,167.91 | 2,063.88 | 2,029.94 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 2.87 | -9.45 | 2.18 | 3.61 | 6.73 | 15.32 |
| Total Income | 2,255.37 | 2,160.41 | 2,111.75 | 2,171.52 | 2,070.61 | 2,045.26 |
| Interest | 1,339.03 | 1,246.37 | 1,253.13 | 1,267.34 | 1,234.69 | 1,178.28 |
| Employee Expenses | 107.87 | 102.59 | 106.01 | 84.68 | 93.54 | 83.76 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 106.74 | 122.84 | 108.33 | 112.57 | 98.43 | 106.35 |
| TOTAL OPERATING EXPENDITURE | 1,553.64 | 1,471.80 | 1,467.47 | 1,464.59 | 1,426.66 | 1,368.39 |
| Operating Profit Before Prov. & Cont. | 701.73 | 688.61 | 644.28 | 706.93 | 643.95 | 676.87 |
| Provisions & Write Offs | -29.13 | -176.21 | -40.58 | -113.18 | -56.23 | -64.85 |
| Depreciation | 16.27 | 19.10 | 16.11 | 16.31 | 14.65 | 14.28 |
| TOTAL EXPENDITURE | 1,540.78 | 1,314.69 | 1,443.00 | 1,367.72 | 1,385.08 | 1,317.82 |
| Tax | 153.23 | 155.24 | 143.30 | 147.64 | 131.08 | 167.67 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 6.86 | 41.78 | 4.49 | 29.67 | 22.72 | -7.34 |
| Reported Profit After Tax | 554.50 | 648.70 | 520.96 | 626.49 | 531.73 | 567.11 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 554.50 | 648.70 | 520.96 | 626.49 | 531.73 | 567.11 |
| EPS (Unit Curr.) | 21.28 | 24.90 | 20.00 | 24.06 | 20.45 | 21.82 |
| EPS (Adj) (Unit Curr.) | 21.28 | 24.90 | 20.00 | 24.06 | 20.45 | 21.82 |
| Calculated EPS (Unit Curr.) | 21.28 | 24.90 | 20.00 | 24.05 | 20.44 | 21.82 |
| Calculated EPS (Adj) (Unit Curr.) | 21.28 | 24.90 | 20.00 | 24.05 | 20.44 | 21.82 |
| Calculated EPS (Ann.) (Unit Curr.) | 85.11 | 99.59 | 79.99 | 96.19 | 81.76 | 87.27 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 85.11 | 99.59 | 79.99 | 96.19 | 81.76 | 87.27 |
| Book Value (Unit Curr.) | 0.00 | 738.00 | 710.00 | 690.00 | 673.00 | 649.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 260.59 | 260.55 | 260.51 | 260.51 | 260.13 | 259.93 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 91.89 | 97.30 | 91.87 | 96.29 | 93.75 | 94.58 |
| PBDTM(%) | 32.45 | 39.86 | 32.46 | 37.83 | 33.93 | 36.54 |
| PATM(%) | 24.62 | 29.90 | 24.70 | 28.90 | 25.76 | 27.94 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 90,921.00 | 86,048.00 | 83,879.00 | 82,100.00 | 80,397.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 12.39 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 2.12 | 2.22 | 2.26 | 2.23 | 2.19 |
| Net Interest Margin(%) | 0.00 | 3.69 | 3.63 | 3.67 | 3.74 | 3.75 |
| Provision Coverage Ratio(%) | 39.38 | 38.28 | 34.72 | 34.12 | 35.30 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 27.26 | 29.46 | 29.80 | 29.68 | 29.38 |
| Tier I Capital | 0.00 | 26.89 | 28.92 | 29.21 | 28.96 | 28.39 |
| Tier II Capital | 0.00 | 0.37 | 0.54 | 0.59 | 0.72 | 0.99 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.95 | 0.93 | 1.04 | 1.04 | 1.06 | 1.08 |
| (%) Net Non Performing Assets | 0.58 | 0.57 | 0.68 | 0.69 | 0.69 | 0.69 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 2.89 | 2.40 | 2.73 | 2.57 | 2.76 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 9,020.00 | 6,217.00 | 5,995.00 | 4,980.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 87,347.00 | 82,203.00 | 79,771.00 | 77,732.00 | 75,765.00 |
