| Satin Creditcare Network Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 539404 |
NSE Symbol : SATIN |
P/E(TTM) : 8.52 |
|
ISIN Demat : INE836B01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 18.66 |
|
Book Value(₹) : 264.13 |
Market Cap(₹Cr) : 1,757.42 |
Face Value(₹) : 10.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 669.54 | 715.36 | 641.02 | 559.03 | 631.09 | 599.99 |
| Other Operating Income | 0.33 | 0.54 | 0.41 | 0.77 | 0.21 | 0.46 |
| Other Income | 0.56 | 0.50 | 0.56 | 1.87 | 0.77 | 0.45 |
| Total Income | 670.43 | 716.41 | 642.00 | 561.67 | 632.07 | 600.91 |
| Interest | 256.34 | 312.52 | 266.73 | 235.57 | 242.02 | 242.68 |
| Employee Expenses | 148.25 | 149.15 | 140.16 | 147.20 | 130.20 | 124.15 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 48.47 | 48.94 | 40.47 | 46.09 | 41.46 | 37.27 |
| TOTAL OPERATING EXPENDITURE | 453.06 | 510.61 | 447.36 | 428.86 | 413.68 | 404.10 |
| Operating Profit Before Prov. & Cont. | 217.37 | 205.80 | 194.64 | 132.81 | 218.39 | 196.81 |
| Provisions & Write Offs | 119.08 | 132.94 | 134.64 | 105.20 | 195.06 | 133.71 |
| Depreciation | 7.02 | 5.97 | 5.37 | 6.60 | 6.32 | 5.67 |
| TOTAL EXPENDITURE | 579.16 | 649.52 | 587.37 | 540.66 | 615.06 | 543.48 |
| Tax | -0.39 | -3.19 | 21.18 | -12.85 | 2.52 | 38.16 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 21.00 | 18.20 | -9.15 | -7.20 | -16.86 | -22.29 |
| Reported Profit After Tax | 70.65 | 51.88 | 42.60 | 41.05 | 31.35 | 41.56 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 70.65 | 51.88 | 42.60 | 41.05 | 31.35 | 41.56 |
| EPS (Unit Curr.) | 6.42 | 4.72 | 3.87 | 3.73 | 2.85 | 3.78 |
| EPS (Adj) (Unit Curr.) | 6.42 | 4.72 | 3.87 | 3.73 | 2.85 | 3.78 |
| Calculated EPS (Unit Curr.) | 6.42 | 4.71 | 3.87 | 3.73 | 2.85 | 3.78 |
| Calculated EPS (Adj) (Unit Curr.) | 6.42 | 4.71 | 3.87 | 3.73 | 2.85 | 3.78 |
| Calculated EPS (Ann.) (Unit Curr.) | 25.68 | 18.86 | 15.49 | 14.92 | 11.39 | 15.11 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 25.68 | 18.86 | 15.49 | 14.92 | 11.39 | 15.11 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.04 | 110.04 | 110.04 | 110.04 | 110.04 | 110.04 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 52.96 | 53.87 | 50.97 | 47.08 | 42.05 | 50.96 |
| PBDTM(%) | 14.68 | 10.19 | 9.36 | 4.94 | 3.70 | 10.52 |
| PATM(%) | 10.55 | 7.25 | 6.65 | 7.34 | 4.97 | 6.93 |
| Net Interest Income | 414.00 | 404.00 | 375.00 | 326.00 | 390.00 | 0.00 |
| Operating Expenses | 204.00 | 204.00 | 186.00 | 200.00 | 178.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 11,482.00 | 11,044.00 | 10,956.00 | 11,316.00 | 10,778.00 | 10,463.00 |
| Return on Equity(%) | 9.57 | 7.17 | 7.10 | 7.86 | 4.46 | 5.97 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 49.19 | 50.52 | 49.57 | 61.30 | 45.63 | 46.65 |
| Loan Loss Provision Ratio | 4.23 | 4.83 | 4.84 | 3.81 | 7.35 | 5.11 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 14.71 | 14.69 | 13.20 | 11.81 | 14.69 | 13.68 |
| Provision Coverage Ratio(%) | 67.18 | 66.21 | 63.00 | 62.35 | 62.25 | 61.14 |
| Capital Adequacy Ratio | 24.64 | 26.32 | 26.04 | 25.85 | 27.40 | 28.82 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.34 | 3.52 | 3.70 | 3.70 | 3.92 | 3.53 |
| (%) Net Non Performing Assets | 1.10 | 1.19 | 1.40 | 1.39 | 1.48 | 1.37 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.33 | 1.75 | 1.50 | 2.07 | 1.17 | 1.59 |
| Loans Disbursed(Amt Rs cr) | 2,896.00 | 2,421.00 | 2,242.00 | 2,881.00 | 2,683.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |