| Punjab National Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532461 |
NSE Symbol : PNB |
P/E(TTM) : 7.49 |
|
ISIN Demat : INE160A01022 |
Div & Yield% : 2.72 |
EPS(TTM) : 14.71 |
|
Book Value(₹) : 116.89 |
Market Cap(₹Cr) : 126,594.77 |
Face Value(₹) : 2.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 32,156.72 | 32,231.00 | 31,871.53 | 31,963.94 | 31,989.46 | 31,339.83 |
| Other Income | 4,161.98 | 5,022.08 | 4,342.09 | 5,267.82 | 4,715.89 | 3,411.87 |
| Total Income | 36,318.70 | 37,253.08 | 36,213.62 | 37,231.76 | 36,705.35 | 34,751.70 |
| Operating Expenses | 28,818.35 | 29,772.21 | 28,986.56 | 30,150.41 | 29,929.70 | 28,131.15 |
| Operating Profit Before Prov. & Cont. | 7,500.35 | 7,480.87 | 7,227.06 | 7,081.35 | 6,775.65 | 6,620.55 |
| Provisions & Contingencies | 423.71 | 1,150.04 | 643.08 | 323.10 | 359.67 | -285.40 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,851.53 | 1,230.68 | 1,680.25 | 5,083.25 | 1,848.98 | 2,397.74 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 5,225.11 | 5,100.15 | 4,903.73 | 1,675.00 | 4,567.00 | 4,508.21 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 5,225.11 | 5,100.15 | 4,903.73 | 1,675.00 | 4,567.00 | 4,508.21 |
| EPS (Unit Curr.) | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 | 3.92 |
| EPS (Adj) (Unit Curr.) | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 | 3.92 |
| Calculated EPS (Unit Curr.) | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 | 3.92 |
| Calculated EPS (Adj) (Unit Curr.) | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 | 3.92 |
| Calculated EPS (Ann.) (Unit Curr.) | 18.19 | 17.75 | 17.07 | 5.83 | 15.89 | 15.69 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 18.19 | 17.75 | 17.07 | 5.83 | 15.89 | 15.69 |
| Book Value (Unit Curr.) | 114.77 | 114.09 | 108.57 | 105.23 | 103.36 | 102.02 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 70.08 | 70.08 | 70.08 | 70.08 | 70.08 | 70.08 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 89.73 | 86.96 | 87.81 | 88.05 | 86.43 | 86.83 |
| PBDTM(%) | 22.01 | 19.64 | 20.66 | 21.14 | 20.06 | 22.04 |
| PATM(%) | 16.25 | 15.82 | 15.39 | 5.24 | 14.28 | 14.38 |
| Net Interest Income | 10,380.00 | 10,533.00 | 10,469.00 | 10,578.00 | 10,757.00 | 11,032.00 |
| Net Interest Margin(%) | 2.47 | 2.52 | 2.60 | 2.70 | 2.81 | 2.93 |
| Provision Coverage Ratio(%) | 97.14 | 96.99 | 96.91 | 96.88 | 96.82 | 96.77 |
| CASA Ratio(%) | 37.00 | 37.10 | 37.29 | 36.99 | 37.95 | 38.12 |
| Capital Adequacy Ratio | 17.74 | 16.77 | 17.19 | 17.50 | 17.01 | 15.41 |
| Tier I Capital | 15.15 | 14.13 | 14.41 | 14.62 | 14.05 | 12.53 |
| Tier II Capital | 2.59 | 2.64 | 2.78 | 2.88 | 2.96 | 2.88 |
| Gross Non Performing Assets | 37,124.12 | 39,314.21 | 40,343.33 | 42,672.97 | 44,081.60 | 45,413.98 |
| Net Non Performing Assets | 3,609.56 | 3,833.70 | 4,025.75 | 4,132.24 | 4,290.55 | 4,437.43 |
| (%) Gross Non Performing Assets | 2.95 | 3.19 | 3.45 | 3.78 | 3.95 | 4.09 |
| (%) Net Non Performing Assets | 0.29 | 0.32 | 0.36 | 0.38 | 0.40 | 0.41 |
| Return on Assets(Annualised) | 1.06 | 1.06 | 1.05 | 0.37 | 1.02 | 1.03 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 79,294.00 | 76,377.00 | 74,215.00 | 70,656.00 | 75,114.00 | 70,018.00 |
| Saving Deposits | 530,321.00 | 515,799.00 | 508,964.00 | 497,981.00 | 498,429.00 | 492,138.00 |
| Term Deposits | 1,101,511.00 | 1,068,114.00 | 1,033,901.00 | 1,020,742.00 | 993,080.00 | 967,543.00 |
| Total Deposits | 1,711,126.00 | 1,660,290.00 | 1,617,080.00 | 1,589,379.00 | 1,566,623.00 | 1,529,699.00 |
| Total Advances | 1,258,559.00 | 1,231,238.00 | 1,169,592.00 | 1,129,898.00 | 1,116,637.00 | 1,110,292.00 |
