| Jammu and Kashmir Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532209 |
NSE Symbol : J&KBANK |
P/E(TTM) : 7.48 |
|
ISIN Demat : INE168A01041 |
Div & Yield% : 0.00 |
EPS(TTM) : 20.91 |
|
Book Value(₹) : 145.39 |
Market Cap(₹Cr) : 17,216.99 |
Face Value(₹) : 1.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Earned | 3,546.00 | 3,271.67 | 3,313.44 | 3,291.82 | 3,268.27 | 3,211.85 |
| Other Income | 214.02 | 259.39 | 277.91 | 154.89 | 250.30 | 401.68 |
| Total Income | 3,760.02 | 3,531.06 | 3,591.35 | 3,446.71 | 3,518.57 | 3,613.53 |
| Operating Expenses | 3,056.74 | 2,620.27 | 2,811.10 | 2,824.09 | 2,845.73 | 2,813.51 |
| Operating Profit Before Prov. & Cont. | 703.28 | 910.79 | 780.25 | 622.62 | 672.84 | 800.02 |
| Provisions & Contingencies | 84.04 | 50.27 | -25.81 | -10.93 | 15.09 | -9.16 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 173.75 | 198.32 | 225.37 | 151.24 | 170.84 | 211.13 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 21.31 | -135.60 | -6.04 | -11.80 | 2.07 | 13.51 |
| Net Profit | 424.18 | 797.80 | 586.73 | 494.11 | 484.84 | 584.54 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 424.18 | 797.80 | 586.73 | 494.11 | 484.84 | 584.54 |
| EPS (Unit Curr.) | 3.85 | 7.24 | 5.33 | 4.49 | 4.40 | 5.31 |
| EPS (Adj) (Unit Curr.) | 3.85 | 7.24 | 5.33 | 4.49 | 4.40 | 5.31 |
| Calculated EPS (Unit Curr.) | 3.85 | 7.24 | 5.33 | 4.49 | 4.40 | 5.31 |
| Calculated EPS (Adj) (Unit Curr.) | 3.85 | 7.24 | 5.33 | 4.49 | 4.40 | 5.31 |
| Calculated EPS (Ann.) (Unit Curr.) | 15.41 | 28.98 | 21.31 | 17.95 | 17.61 | 21.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 15.41 | 28.98 | 21.31 | 17.95 | 17.61 | 21.23 |
| Book Value (Unit Curr.) | 141.46 | 136.64 | 131.91 | 126.74 | 123.05 | 118.18 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.13 | 110.13 | 110.13 | 110.13 | 110.13 | 110.13 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 | 447,084,183.00 |
| Public Shareholding (% in Equity) | 40.60 | 40.60 | 40.60 | 40.60 | 40.60 | 40.60 |
| (%) of shares held by GOI | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 | 654,098,280.00 |
| Non Encumbered - % in Total Promoters Holding | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Non Encumbered - % in Total Equity | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 | 59.40 |
| PBIDTM(%) | 75.24 | 80.84 | 79.39 | 75.68 | 75.29 | 79.11 |
| PBDTM(%) | 17.46 | 26.30 | 24.33 | 19.25 | 20.13 | 25.19 |
| PATM(%) | 11.96 | 24.39 | 17.71 | 15.01 | 14.83 | 18.20 |
| Net Interest Income | 1,497.12 | 1,487.48 | 1,488.88 | 1,433.99 | 1,465.43 | 1,479.99 |
| Net Interest Margin(%) | 3.28 | 3.52 | 3.62 | 3.56 | 3.72 | 3.88 |
| Provision Coverage Ratio(%) | 90.53 | 90.33 | 90.46 | 90.39 | 90.09 | 90.28 |
| CASA Ratio(%) | 42.06 | 45.65 | 44.10 | 45.89 | 45.71 | 47.01 |
| Capital Adequacy Ratio | 16.67 | 16.55 | 15.00 | 15.27 | 15.98 | 16.29 |
| Tier I Capital | 14.78 | 14.44 | 12.77 | 13.06 | 13.68 | 13.96 |
| Tier II Capital | 1.89 | 2.11 | 2.23 | 2.21 | 2.30 | 2.33 |
| Gross Non Performing Assets | 3,088.94 | 3,124.84 | 3,487.12 | 3,585.26 | 3,638.19 | 3,604.84 |
| Net Non Performing Assets | 769.31 | 785.13 | 776.36 | 795.94 | 829.02 | 818.07 |
| (%) Gross Non Performing Assets | 2.37 | 2.50 | 3.00 | 3.32 | 3.50 | 3.37 |
| (%) Net Non Performing Assets | 0.60 | 0.64 | 0.68 | 0.76 | 0.82 | 0.79 |
| Return on Assets(Annualised) | 0.87 | 1.78 | 1.35 | 1.16 | 1.17 | 1.44 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 16,111.00 | 17,392.00 | 14,877.00 | 14,648.00 | 14,614.00 | 16,240.00 |
| Saving Deposits | 56,833.00 | 58,086.00 | 53,859.00 | 55,126.00 | 53,287.00 | 53,604.00 |
| Term Deposits | 100,476.00 | 89,876.00 | 87,125.00 | 82,256.00 | 80,641.00 | 78,725.00 |
| Total Deposits | 173,420.00 | 165,354.00 | 155,861.00 | 152,030.00 | 148,542.00 | 148,569.00 |
| Total Advances | 128,183.11 | 122,641.01 | 113,537.32 | 105,153.30 | 101,230.11 | 104,199.00 |
