| SBFC Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543959 |
NSE Symbol : SBFC |
P/E(TTM) : 23.48 |
|
ISIN Demat : INE423Y01016 |
Div & Yield% : 0.00 |
EPS(TTM) : 4.07 |
|
Book Value(₹) : 33.66 |
Market Cap(₹Cr) : 10,580.32 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 452.26 | 424.25 | 409.61 | 387.07 | 359.26 | 325.24 |
| Other Operating Income | 1.78 | 1.32 | 1.17 | 1.36 | 1.32 | 7.92 |
| Other Income | 0.11 | 0.25 | 0.22 | 0.11 | 0.60 | 0.09 |
| Total Income | 454.14 | 425.81 | 411.00 | 388.54 | 361.17 | 333.25 |
| Interest | 147.43 | 135.93 | 128.96 | 125.06 | 117.99 | 106.11 |
| Employee Expenses | 76.21 | 67.81 | 71.77 | 70.32 | 68.26 | 64.33 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 24.33 | 26.55 | 28.37 | 27.59 | 23.71 | 21.57 |
| TOTAL OPERATING EXPENDITURE | 247.97 | 230.29 | 229.10 | 222.97 | 209.96 | 192.01 |
| Operating Profit Before Prov. & Cont. | 206.17 | 195.52 | 181.90 | 165.57 | 151.21 | 141.24 |
| Provisions & Write Offs | 37.04 | 32.67 | 30.95 | 24.83 | 20.86 | 19.12 |
| Depreciation | 5.01 | 4.99 | 5.08 | 5.04 | 4.56 | 4.65 |
| TOTAL EXPENDITURE | 290.02 | 267.95 | 265.13 | 252.84 | 235.38 | 215.78 |
| Tax | 47.98 | 43.48 | 40.12 | 37.95 | 27.35 | 33.68 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -6.62 | -3.65 | -3.37 | -3.14 | 4.05 | -4.29 |
| Reported Profit After Tax | 122.77 | 118.04 | 109.14 | 100.89 | 94.40 | 88.08 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 122.77 | 118.04 | 109.14 | 100.89 | 94.40 | 88.08 |
| EPS (Unit Curr.) | 1.12 | 1.08 | 1.00 | 0.93 | 0.87 | 0.82 |
| EPS (Adj) (Unit Curr.) | 1.12 | 1.08 | 1.00 | 0.93 | 0.87 | 0.82 |
| Calculated EPS (Unit Curr.) | 1.11 | 1.08 | 1.00 | 0.93 | 0.87 | 0.81 |
| Calculated EPS (Adj) (Unit Curr.) | 1.11 | 1.08 | 1.00 | 0.93 | 0.87 | 0.81 |
| Calculated EPS (Ann.) (Unit Curr.) | 4.44 | 4.31 | 4.00 | 3.71 | 3.48 | 3.26 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 4.44 | 4.31 | 4.00 | 3.71 | 3.48 | 3.26 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,105.70 | 1,095.76 | 1,092.49 | 1,088.11 | 1,085.18 | 1,081.75 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 70.00 | 70.43 | 68.34 | 68.67 | 69.13 | 70.17 |
| PBDTM(%) | 37.40 | 38.39 | 36.85 | 36.36 | 36.28 | 37.55 |
| PATM(%) | 27.15 | 27.82 | 26.64 | 26.07 | 26.28 | 27.08 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 106.00 | 99.00 | 105.00 | 103.00 | 96.00 | 90.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 11,270.00 | 10,478.00 | 9,938.00 | 9,351.00 | 8,747.00 | 8,148.00 |
| Return on Equity(%) | 14.48 | 14.56 | 14.09 | 13.53 | 13.14 | 12.75 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 9.09 | 9.04 | 9.05 | 8.67 | 8.53 | 8.50 |
| Net Interest Margin(%) | 10.24 | 10.33 | 10.48 | 10.25 | 10.12 | 10.27 |
| Provision Coverage Ratio(%) | 41.64 | 46.21 | 46.17 | 44.38 | 45.69 | 40.22 |
| Capital Adequacy Ratio | 32.84 | 31.70 | 34.05 | 34.28 | 36.10 | 38.36 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.61 | 2.71 | 2.77 | 2.78 | 2.74 | 2.70 |
| (%) Net Non Performing Assets | 1.54 | 1.48 | 1.51 | 1.57 | 1.51 | 1.63 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.57 | 4.67 | 4.56 | 4.50 | 4.52 | 4.49 |
| Loans Disbursed(Amt Rs cr) | 785.00 | 699.00 | 815.00 | 809.00 | 766.00 | 699.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
