| Paisalo Digital Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532900 |
NSE Symbol : PAISALO |
P/E(TTM) : 25.29 |
|
ISIN Demat : INE420C01059 |
Div & Yield% : 0.14 |
EPS(TTM) : 2.74 |
|
Book Value(₹) : 19.46 |
Market Cap(₹Cr) : 6,302.08 |
Face Value(₹) : 1.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 254.62 | 255.67 | 236.31 | 215.83 | 209.59 | 189.72 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.59 |
| Total Income | 254.62 | 255.67 | 236.31 | 215.83 | 209.59 | 190.31 |
| Interest | 113.90 | 86.10 | 93.03 | 95.40 | 90.68 | 81.68 |
| Employee Expenses | 17.42 | 19.87 | 19.95 | 17.81 | 16.72 | 17.93 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 21.73 | 41.15 | 26.63 | 24.65 | 20.48 | 24.30 |
| TOTAL OPERATING EXPENDITURE | 153.05 | 147.12 | 139.61 | 137.86 | 127.88 | 123.91 |
| Operating Profit Before Prov. & Cont. | 101.57 | 108.55 | 96.70 | 77.97 | 81.71 | 66.40 |
| Provisions & Write Offs | 15.63 | 8.14 | 5.40 | 7.53 | 16.58 | 2.69 |
| Depreciation | 4.33 | 4.73 | 3.13 | 2.18 | 2.20 | 2.23 |
| TOTAL EXPENDITURE | 173.01 | 159.99 | 148.14 | 147.57 | 146.66 | 128.83 |
| Tax | 21.74 | 20.77 | 19.71 | 16.85 | 14.93 | 9.97 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -1.00 | 3.66 | 2.50 | 0.61 | 1.33 | 6.50 |
| Reported Profit After Tax | 60.86 | 71.25 | 65.97 | 50.81 | 46.66 | 45.01 |
| Extra-ordinary Items | 0.00 | 0.00 | -0.59 | 0.00 | 0.00 | 0.44 |
| Adjusted Profit After Extra-ordinary item | 60.86 | 71.25 | 66.56 | 50.81 | 46.66 | 44.57 |
| EPS (Unit Curr.) | 0.67 | 0.79 | 0.73 | 0.56 | 0.52 | 0.50 |
| EPS (Adj) (Unit Curr.) | 0.67 | 0.79 | 0.73 | 0.56 | 0.52 | 0.50 |
| Calculated EPS (Unit Curr.) | 0.67 | 0.78 | 0.73 | 0.56 | 0.52 | 0.50 |
| Calculated EPS (Adj) (Unit Curr.) | 0.67 | 0.78 | 0.73 | 0.56 | 0.52 | 0.50 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.68 | 3.13 | 2.90 | 2.23 | 2.07 | 2.00 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.68 | 3.13 | 2.90 | 2.23 | 2.07 | 2.00 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 13.28 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 90.96 | 90.96 | 90.96 | 90.96 | 90.22 | 90.22 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 78.48 | 72.95 | 78.00 | 76.84 | 74.35 | 76.63 |
| PBDTM(%) | 33.75 | 39.27 | 38.64 | 32.64 | 31.07 | 33.58 |
| PATM(%) | 23.90 | 27.87 | 27.92 | 23.54 | 22.26 | 23.72 |
| Net Interest Income | 0.00 | 173.30 | 145.30 | 126.20 | 124.40 | 107.90 |
| Operating Expenses | 0.00 | 68.90 | 51.00 | 45.30 | 43.30 | 44.70 |
| Loan Losses & Provision | 0.00 | 7.10 | 5.50 | 11.90 | 17.60 | 0.10 |
| Assets Under Management | 0.00 | 6,100.90 | 5,508.20 | 5,449.40 | 5,230.20 | 5,232.80 |
| Return on Equity(%) | 0.00 | 13.23 | 12.60 | 11.74 | 11.85 | 12.96 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 6.80 | 6.60 | 6.50 | 6.53 | 6.40 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 35.80 | 38.30 | 38.20 | 39.50 | 39.16 |
| Tier I Capital | 0.00 | 28.90 | 30.70 | 30.30 | 30.40 | 29.90 |
| Tier II Capital | 0.00 | 6.90 | 7.60 | 7.90 | 9.10 | 9.26 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.70 | 0.76 | 0.83 | 0.81 | 0.85 | 0.99 |
| (%) Net Non Performing Assets | 0.49 | 0.61 | 0.66 | 0.65 | 0.68 | 0.76 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 3.76 | 3.80 | 3.56 | 3.66 | 3.89 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 1,344.00 | 1,057.40 | 1,102.50 | 758.10 | 1,309.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
