| Bajaj Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 544252 |
NSE Symbol : BAJAJHFL |
P/E(TTM) : 26.39 |
|
ISIN Demat : INE377Y01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 3.24 |
|
Book Value(₹) : 27.03 |
Market Cap(₹Cr) : 71,233.13 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 3,052.38 | 2,890.81 | 2,877.69 | 2,735.61 | 2,606.86 | 2,498.67 |
| Other Operating Income | 10.64 | 11.80 | 6.03 | 19.24 | 8.85 | 5.38 |
| Other Income | 0.03 | 0.09 | 0.11 | 0.15 | 2.74 | 0.06 |
| Total Income | 3,063.05 | 2,902.70 | 2,883.83 | 2,755.00 | 2,618.45 | 2,504.11 |
| Interest | 1,888.49 | 1,761.96 | 1,733.51 | 1,657.96 | 1,605.96 | 1,550.93 |
| Employee Expenses | 155.61 | 145.60 | 141.90 | 136.09 | 135.62 | 132.97 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 61.26 | 61.26 | 77.72 | 66.93 | 67.75 | 63.69 |
| TOTAL OPERATING EXPENDITURE | 2,105.36 | 1,968.82 | 1,953.13 | 1,860.98 | 1,809.33 | 1,747.59 |
| Operating Profit Before Prov. & Cont. | 957.69 | 933.88 | 930.70 | 894.02 | 809.12 | 756.52 |
| Provisions & Write Offs | 16.10 | 55.48 | 54.14 | 49.66 | 41.09 | 25.68 |
| Depreciation | 12.85 | 12.52 | 12.02 | 11.70 | 11.09 | 11.09 |
| TOTAL EXPENDITURE | 2,134.31 | 2,036.82 | 2,019.29 | 1,922.34 | 1,861.51 | 1,784.36 |
| Tax | 212.76 | 188.78 | 195.36 | 190.83 | 192.98 | 128.99 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.70 | 7.91 | 4.29 | -1.13 | -19.34 | 4.08 |
| Reported Profit After Tax | 715.28 | 669.19 | 664.89 | 642.96 | 583.30 | 586.68 |
| Extra-ordinary Items | 0.00 | 0.00 | -10.11 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 715.28 | 669.19 | 675.00 | 642.96 | 583.30 | 586.68 |
| EPS (Unit Curr.) | 0.86 | 0.80 | 0.80 | 0.77 | 0.70 | 0.70 |
| EPS (Adj) (Unit Curr.) | 0.86 | 0.80 | 0.80 | 0.77 | 0.70 | 0.70 |
| Calculated EPS (Unit Curr.) | 0.86 | 0.80 | 0.80 | 0.77 | 0.70 | 0.70 |
| Calculated EPS (Adj) (Unit Curr.) | 0.86 | 0.80 | 0.80 | 0.77 | 0.70 | 0.70 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.44 | 3.21 | 3.19 | 3.09 | 2.80 | 2.82 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.44 | 3.21 | 3.19 | 3.09 | 2.80 | 2.82 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 8,328.76 | 8,328.66 | 8,328.66 | 8,329.61 | 8,328.44 | 8,328.15 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 92.72 | 91.34 | 90.70 | 91.47 | 91.07 | 91.32 |
| PBDTM(%) | 30.85 | 30.39 | 30.46 | 30.87 | 29.46 | 29.25 |
| PATM(%) | 23.43 | 23.15 | 23.10 | 23.50 | 22.38 | 23.48 |
| Net Interest Income | 968.00 | 945.00 | 963.00 | 1,097.00 | 887.00 | 823.00 |
| Operating Expenses | 230.00 | 220.00 | 219.00 | 214.00 | 214.00 | 208.00 |
| Loan Losses & Provision | 16.00 | 55.00 | 56.00 | 50.00 | 41.00 | 30.00 |
| Assets Under Management | 149,624.00 | 140,706.00 | 133,412.00 | 126,749.00 | 120,420.00 | 114,684.00 |
| Return on Equity(%) | 12.50 | 12.20 | 12.30 | 12.20 | 11.60 | 12.10 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 4.00 | 4.00 | 4.00 | 4.00 |
| Provision Coverage Ratio(%) | 58.53 | 59.78 | 58.76 | 55.64 | 56.25 | 60.25 |
| Capital Adequacy Ratio | 21.59 | 22.46 | 23.15 | 26.12 | 26.94 | 28.24 |
| Tier I Capital | 21.17 | 22.01 | 22.69 | 25.61 | 26.43 | 27.72 |
| Tier II Capital | 0.42 | 0.45 | 0.46 | 0.51 | 0.51 | 0.52 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.29 | 0.27 | 0.27 | 0.26 | 0.30 | 0.29 |
| (%) Net Non Performing Assets | 0.12 | 0.11 | 0.11 | 0.12 | 0.13 | 0.11 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.30 | 2.30 | 2.30 | 2.30 | 2.30 | 2.40 |
| Loans Disbursed(Amt Rs cr) | 19,509.00 | 17,506.00 | 0.00 | 0.00 | 14,651.00 | 14,254.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
