| Indian Overseas Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532388 |
NSE Symbol : IOB |
P/E(TTM) : 13.01 |
|
ISIN Demat : INE565A01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 2.70 |
|
Book Value(₹) : 17.70 |
Market Cap(₹Cr) : 67,629.14 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 8,488.96 | 8,172.39 | 7,848.79 | 7,385.55 | 7,633.59 | 7,111.72 |
| Other Income | 1,290.91 | 1,499.19 | 1,365.45 | 1,480.92 | 1,581.10 | 1,297.53 |
| Total Income | 9,779.87 | 9,671.58 | 9,214.24 | 8,866.47 | 9,214.69 | 8,409.25 |
| Operating Expenses | 7,114.82 | 7,068.48 | 6,814.21 | 6,508.52 | 6,596.77 | 6,143.24 |
| Operating Profit Before Prov. & Cont. | 2,665.05 | 2,603.10 | 2,400.03 | 2,357.95 | 2,617.92 | 2,266.01 |
| Provisions & Contingencies | 1,005.96 | 1,235.65 | 672.45 | 844.05 | 1,063.46 | 1,028.64 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 153.64 | 2.33 | 501.16 | 402.86 | 503.39 | 363.71 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 1,505.45 | 1,365.12 | 1,226.42 | 1,111.04 | 1,051.07 | 873.66 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,505.45 | 1,365.12 | 1,226.42 | 1,111.04 | 1,051.07 | 873.66 |
| EPS (Unit Curr.) | 0.78 | 0.71 | 0.64 | 0.58 | 0.56 | 0.46 |
| EPS (Adj) (Unit Curr.) | 0.78 | 0.71 | 0.64 | 0.58 | 0.56 | 0.46 |
| Calculated EPS (Unit Curr.) | 0.78 | 0.71 | 0.64 | 0.58 | 0.55 | 0.46 |
| Calculated EPS (Adj) (Unit Curr.) | 0.78 | 0.71 | 0.64 | 0.58 | 0.55 | 0.46 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.13 | 2.84 | 2.55 | 2.31 | 2.18 | 1.85 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.13 | 2.84 | 2.55 | 2.31 | 2.18 | 1.85 |
| Book Value (Unit Curr.) | 0.00 | 13.90 | 13.13 | 12.41 | 12.11 | 10.66 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 19,256.59 | 19,256.59 | 19,256.59 | 19,256.59 | 19,256.59 | 18,902.41 |
| Reserve & Surplus | 14,824.85 | 9,489.99 | 0.00 | 0.00 | 9,489.99 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 92.44 | 92.44 | 94.61 | 94.61 | 94.61 | 96.38 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 78.67 | 76.37 | 83.03 | 83.31 | 79.45 | 78.18 |
| PBDTM(%) | 19.54 | 16.73 | 22.01 | 20.50 | 20.36 | 17.40 |
| PATM(%) | 17.73 | 16.70 | 15.63 | 15.04 | 13.77 | 12.28 |
| Net Interest Income | 3,470.00 | 3,299.00 | 3,059.00 | 2,746.00 | 3,123.00 | 2,789.00 |
| Net Interest Margin(%) | 3.25 | 3.32 | 3.21 | 3.04 | 3.58 | 3.33 |
| Provision Coverage Ratio(%) | 97.50 | 97.49 | 97.48 | 97.47 | 97.30 | 97.07 |
| CASA Ratio(%) | 40.99 | 40.85 | 40.52 | 43.78 | 43.65 | 43.37 |
| Capital Adequacy Ratio | 19.78 | 16.30 | 17.94 | 18.28 | 19.04 | 16.97 |
| Tier I Capital | 16.94 | 13.99 | 15.53 | 15.78 | 16.44 | 14.33 |
| Tier II Capital | 2.84 | 2.31 | 2.41 | 2.50 | 2.60 | 2.64 |
| Gross Non Performing Assets | 4,409.66 | 4,529.89 | 5,078.27 | 5,178.46 | 5,347.72 | 6,070.51 |
| Net Non Performing Assets | 637.77 | 707.92 | 776.39 | 816.38 | 911.86 | 975.91 |
| (%) Gross Non Performing Assets | 1.42 | 1.54 | 1.83 | 1.97 | 2.14 | 2.55 |
| (%) Net Non Performing Assets | 0.21 | 0.24 | 0.28 | 0.32 | 0.37 | 0.42 |
| Return on Assets(Annualised) | 1.32 | 1.28 | 1.20 | 1.14 | 1.12 | 0.93 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 217,256.00 | 206,627.00 | 201,679.00 | 185,955.00 | 175,777.00 | 172,783.00 |
| Total Deposits | 368,191.00 | 349,302.00 | 339,066.00 | 330,792.00 | 311,939.00 | 305,121.00 |
| Total Advances | 310,423.00 | 294,974.00 | 277,968.00 | 262,421.00 | 250,019.00 | 237,632.00 |
