| UCO Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532505 |
NSE Symbol : UCOBANK |
P/E(TTM) : 11.75 |
|
ISIN Demat : INE691A01018 |
Div & Yield% : 1.66 |
EPS(TTM) : 2.25 |
|
Book Value(₹) : 24.63 |
Market Cap(₹Cr) : 33,142.05 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Earned | 6,996.00 | 6,656.33 | 6,651.84 | 6,537.17 | 6,436.01 | 6,744.59 |
| Other Income | 1,686.24 | 708.89 | 869.32 | 884.22 | 997.20 | 1,392.20 |
| Total Income | 8,682.24 | 7,365.22 | 7,521.16 | 7,421.39 | 7,433.21 | 8,136.79 |
| Operating Expenses | 5,872.70 | 5,791.98 | 5,840.92 | 5,808.19 | 5,870.95 | 6,438.02 |
| Operating Profit Before Prov. & Cont. | 2,809.54 | 1,573.24 | 1,680.24 | 1,613.20 | 1,562.26 | 1,698.77 |
| Provisions & Contingencies | 234.61 | 326.13 | 525.12 | 588.14 | 616.06 | 662.63 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,918.61 | 445.96 | 415.61 | 405.30 | 338.76 | 383.71 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 656.32 | 801.15 | 739.51 | 619.76 | 607.44 | 652.43 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 656.32 | 801.15 | 739.51 | 619.76 | 607.44 | 652.43 |
| EPS (Unit Curr.) | 0.52 | 0.64 | 0.59 | 0.49 | 0.48 | 0.54 |
| EPS (Adj) (Unit Curr.) | 0.52 | 0.64 | 0.59 | 0.49 | 0.48 | 0.54 |
| Calculated EPS (Unit Curr.) | 0.52 | 0.64 | 0.59 | 0.49 | 0.48 | 0.52 |
| Calculated EPS (Adj) (Unit Curr.) | 0.52 | 0.64 | 0.59 | 0.49 | 0.48 | 0.52 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.09 | 2.56 | 2.36 | 1.98 | 1.94 | 2.08 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.09 | 2.56 | 2.36 | 1.98 | 1.94 | 2.08 |
| Book Value (Unit Curr.) | 22.61 | 20.48 | 20.12 | 19.23 | 18.50 | 17.53 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 12,539.56 | 12,539.56 | 12,539.56 | 12,539.56 | 12,539.56 | 12,539.56 |
| Reserve & Surplus | 17,560.07 | 17,560.07 | 15,418.44 | 15,418.44 | 15,418.44 | 15,418.44 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 90.95 | 90.95 | 90.95 | 90.95 | 90.95 | 90.95 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 96.66 | 79.46 | 77.59 | 76.94 | 77.36 | 75.35 |
| PBDTM(%) | 36.81 | 18.74 | 17.37 | 15.68 | 14.70 | 15.36 |
| PATM(%) | 9.38 | 12.04 | 11.12 | 9.48 | 9.44 | 9.67 |
| Net Interest Income | 2,808.00 | 2,614.00 | 2,646.00 | 2,533.00 | 2,403.00 | 2,698.00 |
| Net Interest Margin(%) | 3.05 | 3.00 | 3.08 | 2.90 | 2.96 | 2.99 |
| Provision Coverage Ratio(%) | 97.85 | 97.79 | 97.32 | 96.99 | 96.88 | 96.69 |
| CASA Ratio(%) | 36.94 | 38.65 | 38.41 | 38.11 | 36.91 | 37.91 |
| Capital Adequacy Ratio | 19.03 | 18.61 | 17.43 | 17.89 | 18.39 | 18.49 |
| Tier I Capital | 17.44 | 16.59 | 15.41 | 15.90 | 16.35 | 16.37 |
| Tier II Capital | 1.59 | 2.02 | 2.02 | 1.99 | 2.04 | 2.12 |
| Gross Non Performing Assets | 5,667.16 | 5,690.20 | 5,867.25 | 5,894.72 | 5,911.52 | 5,918.54 |
| Net Non Performing Assets | 675.71 | 701.91 | 852.55 | 961.94 | 997.60 | 1,068.31 |
| (%) Gross Non Performing Assets | 2.08 | 2.17 | 2.41 | 2.56 | 2.63 | 2.69 |
| (%) Net Non Performing Assets | 0.25 | 0.27 | 0.36 | 0.43 | 0.45 | 0.50 |
| Return on Assets(Annualised) | 0.68 | 0.87 | 0.83 | 0.71 | 0.71 | 0.77 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 15,266.00 | 16,727.00 | 14,775.00 | 15,475.00 | 13,135.00 | 14,325.00 |
| Saving Deposits | 100,870.00 | 101,025.00 | 97,308.00 | 95,080.00 | 90,243.00 | 90,380.00 |
| Term Deposits | 216,179.00 | 209,811.00 | 179,690.00 | 195,142.00 | 195,257.00 | 188,837.00 |
| Total Deposits | 332,315.00 | 327,563.00 | 310,086.00 | 305,697.00 | 298,635.00 | 293,542.00 |
| Total Advances | 272,993.00 | 262,751.00 | 243,594.00 | 230,702.00 | 225,101.00 | 219,985.00 |
