Corporate Information

Poonawalla Fincorp Ltd Industry : (Finance)

BSE Code : 524000

NSE Symbol : POONAWALLA

P/E(TTM) : 53.65

ISIN Demat : INE511C01022

Div & Yield% : 0.00

EPS(TTM) : 8.94

Book Value(₹) : 145.51

Market Cap(₹Cr) : 42,233.77

Face Value(₹) : 2.00

Particulars Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025
Operating Income 2,330.22 2,115.49 1,818.42 1,542.28 1,313.97 1,166.27
Other Operating Income 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 6.70 4.90 0.06 0.47 0.04 7.04
Total Income 2,336.92 2,120.39 1,818.48 1,542.75 1,314.01 1,173.31
Interest 921.65 844.06 738.71 637.81 546.09 458.38
Employee Expenses 293.83 263.08 284.94 256.36 213.16 173.44
Selling & Administrative Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00 0.00 0.00 0.00
Other Expenses 326.21 336.74 275.05 269.55 208.20 283.57
TOTAL OPERATING EXPENDITURE 1,541.69 1,443.88 1,298.70 1,163.72 967.45 915.39
Operating Profit Before Prov. & Cont. 795.23 676.51 519.78 379.03 346.56 257.92
Provisions & Write Offs 353.57 309.91 295.47 257.67 241.08 158.18
Depreciation 30.40 25.53 24.10 22.47 22.04 19.52
TOTAL EXPENDITURE 1,925.66 1,779.32 1,618.27 1,443.86 1,230.57 1,093.09
Tax 114.52 -3.53 31.85 15.73 13.28 -22.29
Fringe Benefit Tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -10.97 89.81 18.14 8.96 7.56 40.18
Reported Profit After Tax 307.71 254.79 150.22 74.20 62.60 62.33
Extra-ordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 307.71 254.79 150.22 74.20 62.60 62.33
EPS (Unit Curr.) 3.55 3.15 1.86 0.95 0.81 0.81
EPS (Adj) (Unit Curr.) 3.55 3.15 1.86 0.95 0.81 0.81
Calculated EPS (Unit Curr.) 3.51 3.15 1.86 0.92 0.81 0.81
Calculated EPS (Adj) (Unit Curr.) 3.51 3.15 1.86 0.92 0.81 0.81
Calculated EPS (Ann.) (Unit Curr.) 14.05 12.61 7.44 3.68 3.24 3.23
Calculated EPS (Adj) (Ann.) (Unit Curr.) 14.05 12.61 7.44 3.68 3.24 3.23
Book Value (Unit Curr.) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00 0.00 0.00 0.00
Equity 175.16 161.59 161.56 161.49 154.76 154.58
Reserve & Surplus 0.00 0.00 0.00 0.00 0.00 0.00
Face Value 2.00 2.00 2.00 2.00 2.00 2.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
PBIDTM(%) 58.51 57.23 52.96 49.22 49.59 47.86
PBDTM(%) 18.95 17.33 12.34 7.87 8.03 8.55
PATM(%) 13.21 12.04 8.26 4.81 4.76 5.34
Net Interest Income 0.00 1,276.00 1,080.00 905.00 768.00 715.00
Operating Expenses 0.00 582.00 552.00 518.00 443.00 382.00
Loan Losses & Provision 0.00 0.00 0.00 0.00 0.00 0.00
Assets Under Management 0.00 60,348.00 55,017.00 47,701.00 41,273.00 35,631.00
Return on Equity(%) 0.00 0.00 0.00 0.00 0.00 0.00
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00 0.00 0.00 0.00
Cost to Income Ratio 0.00 45.60 51.10 57.30 57.70 53.40
Loan Loss Provision Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Margin(%) 0.00 0.00 0.00 0.00 0.00 0.00
Provision Coverage Ratio(%) 0.00 49.00 47.75 49.65 53.93 54.47
Capital Adequacy Ratio 0.00 16.83 18.17 20.85 20.55 22.94
Tier I Capital 0.00 0.00 0.00 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00 0.00 0.00 0.00
Gross Non Performing Assets 0.00 818.00 785.00 711.00 712.00 619.00
Net Non Performing Assets 0.00 417.00 410.00 358.00 328.00 282.00
(%) Gross Non Performing Assets 0.00 1.44 1.51 1.59 1.84 1.84
(%) Net Non Performing Assets 0.00 0.74 0.80 0.81 0.85 0.85
Return on Assets(Annualised) 0.00 0.00 0.00 0.00 0.00 0.00
Return on Assets 0.00 1.81 1.20 0.69 0.68 0.76
Loans Disbursed(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00