| Poonawalla Fincorp Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 524000 |
NSE Symbol : POONAWALLA |
P/E(TTM) : 53.65 |
|
ISIN Demat : INE511C01022 |
Div & Yield% : 0.00 |
EPS(TTM) : 8.94 |
|
Book Value(₹) : 145.51 |
Market Cap(₹Cr) : 42,233.77 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 2,330.22 | 2,115.49 | 1,818.42 | 1,542.28 | 1,313.97 | 1,166.27 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 6.70 | 4.90 | 0.06 | 0.47 | 0.04 | 7.04 |
| Total Income | 2,336.92 | 2,120.39 | 1,818.48 | 1,542.75 | 1,314.01 | 1,173.31 |
| Interest | 921.65 | 844.06 | 738.71 | 637.81 | 546.09 | 458.38 |
| Employee Expenses | 293.83 | 263.08 | 284.94 | 256.36 | 213.16 | 173.44 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 326.21 | 336.74 | 275.05 | 269.55 | 208.20 | 283.57 |
| TOTAL OPERATING EXPENDITURE | 1,541.69 | 1,443.88 | 1,298.70 | 1,163.72 | 967.45 | 915.39 |
| Operating Profit Before Prov. & Cont. | 795.23 | 676.51 | 519.78 | 379.03 | 346.56 | 257.92 |
| Provisions & Write Offs | 353.57 | 309.91 | 295.47 | 257.67 | 241.08 | 158.18 |
| Depreciation | 30.40 | 25.53 | 24.10 | 22.47 | 22.04 | 19.52 |
| TOTAL EXPENDITURE | 1,925.66 | 1,779.32 | 1,618.27 | 1,443.86 | 1,230.57 | 1,093.09 |
| Tax | 114.52 | -3.53 | 31.85 | 15.73 | 13.28 | -22.29 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -10.97 | 89.81 | 18.14 | 8.96 | 7.56 | 40.18 |
| Reported Profit After Tax | 307.71 | 254.79 | 150.22 | 74.20 | 62.60 | 62.33 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 307.71 | 254.79 | 150.22 | 74.20 | 62.60 | 62.33 |
| EPS (Unit Curr.) | 3.55 | 3.15 | 1.86 | 0.95 | 0.81 | 0.81 |
| EPS (Adj) (Unit Curr.) | 3.55 | 3.15 | 1.86 | 0.95 | 0.81 | 0.81 |
| Calculated EPS (Unit Curr.) | 3.51 | 3.15 | 1.86 | 0.92 | 0.81 | 0.81 |
| Calculated EPS (Adj) (Unit Curr.) | 3.51 | 3.15 | 1.86 | 0.92 | 0.81 | 0.81 |
| Calculated EPS (Ann.) (Unit Curr.) | 14.05 | 12.61 | 7.44 | 3.68 | 3.24 | 3.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 14.05 | 12.61 | 7.44 | 3.68 | 3.24 | 3.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 175.16 | 161.59 | 161.56 | 161.49 | 154.76 | 154.58 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 58.51 | 57.23 | 52.96 | 49.22 | 49.59 | 47.86 |
| PBDTM(%) | 18.95 | 17.33 | 12.34 | 7.87 | 8.03 | 8.55 |
| PATM(%) | 13.21 | 12.04 | 8.26 | 4.81 | 4.76 | 5.34 |
| Net Interest Income | 0.00 | 1,276.00 | 1,080.00 | 905.00 | 768.00 | 715.00 |
| Operating Expenses | 0.00 | 582.00 | 552.00 | 518.00 | 443.00 | 382.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 60,348.00 | 55,017.00 | 47,701.00 | 41,273.00 | 35,631.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 45.60 | 51.10 | 57.30 | 57.70 | 53.40 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 49.00 | 47.75 | 49.65 | 53.93 | 54.47 |
| Capital Adequacy Ratio | 0.00 | 16.83 | 18.17 | 20.85 | 20.55 | 22.94 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 818.00 | 785.00 | 711.00 | 712.00 | 619.00 |
| Net Non Performing Assets | 0.00 | 417.00 | 410.00 | 358.00 | 328.00 | 282.00 |
| (%) Gross Non Performing Assets | 0.00 | 1.44 | 1.51 | 1.59 | 1.84 | 1.84 |
| (%) Net Non Performing Assets | 0.00 | 0.74 | 0.80 | 0.81 | 0.85 | 0.85 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.81 | 1.20 | 0.69 | 0.68 | 0.76 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |

