| CSL Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 530067 |
NSE Symbol : CSLFINANCE |
P/E(TTM) : 5.78 |
|
ISIN Demat : INE718F01018 |
Div & Yield% : 4.52 |
EPS(TTM) : 37.85 |
|
Book Value(₹) : 272.96 |
Market Cap(₹Cr) : 498.03 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 68.80 | 64.16 | 63.67 | 59.45 | 56.52 | 53.39 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.37 | 0.28 | 0.16 | 0.14 | 0.15 | 0.31 |
| Total Income | 69.17 | 64.44 | 63.83 | 59.59 | 56.68 | 53.70 |
| Interest | 22.77 | 21.77 | 20.80 | 18.24 | 17.93 | 17.19 |
| Employee Expenses | 8.54 | 8.67 | 8.00 | 7.62 | 8.27 | 6.96 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 3.84 | 4.20 | 3.79 | 3.27 | 4.07 | 3.37 |
| TOTAL OPERATING EXPENDITURE | 35.15 | 34.64 | 32.59 | 29.13 | 30.27 | 27.52 |
| Operating Profit Before Prov. & Cont. | 34.02 | 29.80 | 31.24 | 30.46 | 26.41 | 26.18 |
| Provisions & Write Offs | 3.27 | 3.77 | 1.84 | 2.43 | 1.01 | 3.18 |
| Depreciation | 0.56 | 0.54 | 0.54 | 0.46 | 0.45 | 0.44 |
| TOTAL EXPENDITURE | 38.98 | 38.95 | 34.97 | 32.02 | 31.73 | 31.14 |
| Tax | 8.11 | 6.98 | 7.52 | 7.09 | 6.36 | 5.44 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 2.66 | -2.40 | -3.12 | -0.83 | -0.38 | 0.34 |
| Reported Profit After Tax | 19.42 | 20.92 | 24.46 | 21.32 | 18.98 | 16.77 |
| Extra-ordinary Items | -0.11 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 19.53 | 20.92 | 24.46 | 21.32 | 18.98 | 16.77 |
| EPS (Unit Curr.) | 8.52 | 9.18 | 10.73 | 9.36 | 8.32 | 7.36 |
| EPS (Adj) (Unit Curr.) | 8.52 | 9.18 | 10.73 | 9.36 | 8.32 | 7.36 |
| Calculated EPS (Unit Curr.) | 8.63 | 9.30 | 10.89 | 9.48 | 8.45 | 7.47 |
| Calculated EPS (Adj) (Unit Curr.) | 8.63 | 9.30 | 10.89 | 9.48 | 8.45 | 7.47 |
| Calculated EPS (Ann.) (Unit Curr.) | 34.54 | 37.21 | 43.56 | 37.92 | 33.80 | 29.88 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 34.54 | 37.21 | 43.56 | 37.92 | 33.80 | 29.88 |
| Book Value (Unit Curr.) | 269.81 | 259.91 | 252.31 | 247.15 | 237.75 | 229.37 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 22.49 | 22.49 | 22.46 | 22.49 | 22.46 | 22.46 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 77.78 | 74.50 | 78.83 | 77.83 | 76.66 | 75.28 |
| PBDTM(%) | 44.69 | 40.57 | 46.16 | 47.17 | 44.94 | 43.06 |
| PATM(%) | 28.23 | 32.61 | 38.42 | 35.86 | 33.58 | 31.41 |
| Net Interest Income | 45.50 | 41.40 | 40.90 | 40.30 | 37.40 | 35.40 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 1,448.00 | 1,460.00 | 1,397.00 | 1,299.00 | 1,195.00 | 1,150.00 |
| Return on Equity(%) | 12.87 | 14.34 | 17.02 | 15.14 | 14.26 | 13.05 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 122.00 | 128.00 | 229.00 | 201.00 | 256.00 | 300.00 |
| Capital Adequacy Ratio | 43.28 | 43.10 | 44.73 | 46.04 | 47.08 | 47.29 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.10 | 1.00 | 0.51 | 0.56 | 0.46 | 0.38 |
| (%) Net Non Performing Assets | 0.81 | 0.75 | 0.39 | 0.42 | 0.34 | 0.23 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 5.19 | 5.78 | 7.22 | 6.65 | 6.32 | 5.96 |
| Loans Disbursed(Amt Rs cr) | 301.00 | 357.00 | 293.00 | 305.00 | 286.00 | 280.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 1,395.00 | 1,385.00 | 1,309.00 | 1,249.00 | 1,157.00 | 1,100.00 |
