| SRG Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 534680 |
NSE Symbol : SRGHFL |
P/E(TTM) : 16.31 |
|
ISIN Demat : INE559N01010 |
Div & Yield% : 0.00 |
EPS(TTM) : 17.17 |
|
Book Value(₹) : 177.85 |
Market Cap(₹Cr) : 439.65 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 44.93 | 39.17 | 40.05 | 37.04 | 34.31 | 31.94 |
| Other Operating Income | 2.88 | 2.54 | 2.70 | 1.90 | 1.75 | 1.83 |
| Other Income | 0.64 | 0.98 | 0.74 | 1.30 | 0.78 | 0.21 |
| Total Income | 48.45 | 42.70 | 43.50 | 40.25 | 36.85 | 33.98 |
| Interest | 18.10 | 16.75 | 16.60 | 16.51 | 14.92 | 14.03 |
| Employee Expenses | 12.72 | 11.59 | 10.98 | 9.68 | 8.67 | 8.09 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 5.27 | 4.48 | 5.38 | 4.14 | 3.92 | 3.36 |
| TOTAL OPERATING EXPENDITURE | 36.09 | 32.82 | 32.96 | 30.33 | 27.51 | 25.48 |
| Operating Profit Before Prov. & Cont. | 12.36 | 9.88 | 10.54 | 9.92 | 9.34 | 8.50 |
| Provisions & Write Offs | 0.54 | 0.59 | 1.07 | 1.04 | -0.61 | 0.11 |
| Depreciation | 1.51 | 1.44 | 1.79 | 1.71 | 1.62 | 1.52 |
| TOTAL EXPENDITURE | 38.14 | 34.85 | 35.82 | 33.08 | 28.52 | 27.11 |
| Tax | 2.48 | 1.45 | 1.79 | 1.79 | 1.86 | 1.20 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.41 | -0.39 | -0.30 | -0.37 | -0.14 | -0.18 |
| Reported Profit After Tax | 8.25 | 6.78 | 6.19 | 5.74 | 6.60 | 5.86 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 8.25 | 6.78 | 6.19 | 5.74 | 6.60 | 5.86 |
| EPS (Unit Curr.) | 5.26 | 4.33 | 4.43 | 4.16 | 4.87 | 4.38 |
| EPS (Adj) (Unit Curr.) | 5.26 | 4.33 | 4.43 | 4.16 | 4.87 | 4.38 |
| Calculated EPS (Unit Curr.) | 5.26 | 4.32 | 3.95 | 4.01 | 4.62 | 4.34 |
| Calculated EPS (Adj) (Unit Curr.) | 5.26 | 4.32 | 3.95 | 4.01 | 4.62 | 4.34 |
| Calculated EPS (Ann.) (Unit Curr.) | 21.04 | 17.30 | 15.80 | 16.06 | 18.50 | 17.36 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 21.04 | 17.30 | 15.80 | 16.06 | 18.50 | 17.36 |
| Book Value (Unit Curr.) | 177.85 | 172.57 | 188.54 | 150.51 | 141.58 | 125.04 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 15.68 | 15.68 | 15.68 | 14.31 | 14.28 | 13.50 |
| Reserve & Surplus | 248.27 | 248.27 | 248.27 | 146.37 | 146.37 | 146.37 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 66.61 | 66.48 | 65.07 | 68.55 | 72.49 | 70.19 |
| PBDTM(%) | 26.33 | 23.72 | 23.65 | 23.97 | 29.03 | 26.30 |
| PATM(%) | 18.36 | 17.31 | 15.46 | 15.50 | 19.24 | 18.35 |
| Net Interest Income | 23.39 | 20.38 | 20.36 | 17.20 | 17.74 | 17.02 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 867.00 | 795.00 | 759.36 | 707.47 | 651.00 | 629.60 |
| Return on Equity(%) | 3.00 | 2.54 | 2.62 | 2.80 | 3.56 | 3.57 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 64.22 | 67.48 | 67.47 | 65.40 | 64.80 | 64.98 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 9.01 | 9.08 | 9.88 | 9.48 | 10.83 | 0.00 |
| Net Interest Margin(%) | 2.81 | 2.62 | 2.78 | 2.53 | 2.77 | 2.76 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 42.68 | 47.46 | 47.75 | 39.85 | 39.44 | 35.46 |
| Tier I Capital | 42.27 | 46.92 | 47.23 | 39.41 | 38.98 | 34.99 |
| Tier II Capital | 0.41 | 0.54 | 0.52 | 0.44 | 0.46 | 0.47 |
| Gross Non Performing Assets | 16.31 | 14.69 | 13.98 | 13.99 | 12.73 | 13.81 |
| Net Non Performing Assets | 5.51 | 4.85 | 4.58 | 4.26 | 3.79 | 4.14 |
| (%) Gross Non Performing Assets | 1.88 | 1.85 | 1.84 | 1.98 | 1.96 | 2.19 |
| (%) Net Non Performing Assets | 0.64 | 0.62 | 0.61 | 0.61 | 0.59 | 0.67 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.88 | 0.77 | 0.75 | 0.74 | 0.90 | 0.85 |
| Loans Disbursed(Amt Rs cr) | 117.00 | 80.00 | 106.48 | 90.95 | 62.96 | 44.57 |
| Loans Sanctioned/Approved(Amt Rs cr) | 133.59 | 81.15 | 115.15 | 111.44 | 65.41 | 46.51 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |