| LIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500253 |
NSE Symbol : LICHSGFIN |
P/E(TTM) : 5.13 |
|
ISIN Demat : INE115A01026 |
Div & Yield% : 1.96 |
EPS(TTM) : 99.36 |
|
Book Value(₹) : 698.51 |
Market Cap(₹Cr) : 28,011.96 |
Face Value(₹) : 2.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 7,186.98 | 7,163.32 | 7,233.13 | 7,283.33 | 7,057.33 | 6,925.81 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.01 | 6.42 | 0.01 | 0.04 | 0.02 | 6.00 |
| Total Income | 7,186.99 | 7,169.74 | 7,233.14 | 7,283.37 | 7,057.35 | 6,931.81 |
| Interest | 4,942.13 | 4,995.08 | 5,047.28 | 4,950.84 | 4,951.48 | 4,879.58 |
| Employee Expenses | 176.33 | 142.88 | 159.54 | 176.12 | 204.36 | 170.32 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 139.91 | 127.59 | 110.40 | 252.03 | 128.10 | 117.27 |
| TOTAL OPERATING EXPENDITURE | 5,258.37 | 5,265.55 | 5,317.22 | 5,378.99 | 5,283.94 | 5,167.17 |
| Operating Profit Before Prov. & Cont. | 1,928.62 | 1,904.19 | 1,915.92 | 1,904.38 | 1,773.41 | 1,764.64 |
| Provisions & Write Offs | 153.57 | 168.16 | 192.87 | 109.38 | -43.98 | 77.34 |
| Depreciation | 32.54 | 31.32 | 23.89 | 25.42 | 23.95 | 22.94 |
| TOTAL EXPENDITURE | 5,444.48 | 5,465.03 | 5,533.98 | 5,513.79 | 5,263.91 | 5,267.45 |
| Tax | 358.56 | 350.84 | 339.24 | 401.62 | 361.48 | 335.47 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,383.95 | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 | 1,328.89 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,383.95 | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 | 1,328.89 |
| EPS (Unit Curr.) | 25.16 | 24.61 | 24.72 | 24.87 | 26.03 | 24.16 |
| EPS (Adj) (Unit Curr.) | 25.16 | 24.61 | 24.72 | 24.87 | 26.03 | 24.16 |
| Calculated EPS (Unit Curr.) | 25.14 | 24.60 | 24.71 | 24.85 | 26.02 | 24.14 |
| Calculated EPS (Adj) (Unit Curr.) | 25.14 | 24.60 | 24.71 | 24.85 | 26.02 | 24.14 |
| Calculated EPS (Ann.) (Unit Curr.) | 100.58 | 98.39 | 98.83 | 99.42 | 104.07 | 96.58 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 100.58 | 98.39 | 98.83 | 99.42 | 104.07 | 96.58 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 659.09 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 93.46 | 93.97 | 93.60 | 92.62 | 95.91 | 94.82 |
| PBDTM(%) | 24.70 | 24.23 | 23.82 | 24.65 | 25.75 | 24.36 |
| PATM(%) | 19.26 | 18.90 | 18.80 | 18.78 | 20.29 | 19.19 |
| Net Interest Income | 2,102.00 | 2,038.46 | 0.00 | 2,166.44 | 2,000.13 | 1,973.86 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 14.50 | 15.00 | 0.00 | 0.00 | 17.00 | 16.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 2.69 | 2.62 | 2.68 | 2.86 | 2.70 | 2.71 |
| Provision Coverage Ratio(%) | 54.59 | 53.20 | 50.92 | 51.25 | 47.56 | 49.42 |
| Capital Adequacy Ratio | 0.00 | 24.22 | 0.00 | 0.00 | 0.00 | 21.49 |
| Tier I Capital | 0.00 | 22.79 | 0.00 | 0.00 | 0.00 | 20.00 |
| Tier II Capital | 0.00 | 1.43 | 0.00 | 0.00 | 0.00 | 1.49 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.45 | 2.51 | 2.62 | 2.47 | 2.74 | 3.05 |
| (%) Net Non Performing Assets | 1.13 | 1.19 | 1.30 | 1.22 | 1.46 | 1.57 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 1.77 | 1.74 | 0.00 | 0.00 | 1.93 | 1.82 |
| Loans Disbursed(Amt Rs cr) | 16,096.00 | 16,313.00 | 0.00 | 19,156.00 | 15,475.00 | 16,476.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 314,268.00 | 311,816.00 | 0.00 | 307,732.00 | 299,144.00 | 294,588.00 |