| Jana Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 544118 |
NSE Symbol : JSFB |
P/E(TTM) : 9.31 |
|
ISIN Demat : INE953L01027 |
Div & Yield% : 0.00 |
EPS(TTM) : 39.05 |
|
Book Value(₹) : 406.55 |
Market Cap(₹Cr) : 3,828.28 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 1,304.78 | 1,252.05 | 1,199.28 | 1,177.41 | 1,166.05 | 1,167.06 |
| Other Income | 247.47 | 264.10 | 233.88 | 177.40 | 175.56 | 189.01 |
| Total Income | 1,552.25 | 1,516.15 | 1,433.16 | 1,354.82 | 1,341.61 | 1,356.07 |
| Operating Expenses | 1,273.28 | 1,218.01 | 1,140.32 | 1,075.73 | 1,042.95 | 1,000.29 |
| Operating Profit Before Prov. & Cont. | 278.96 | 298.14 | 292.85 | 279.08 | 298.65 | 355.78 |
| Provisions & Contingencies | 203.97 | 196.21 | 173.01 | 173.75 | 210.28 | 195.65 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 0.00 | 0.00 | -3.64 | -5.32 | -8.34 | -10.43 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 74.99 | 101.93 | 123.48 | 110.66 | 96.72 | 170.56 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 74.99 | 101.93 | 123.48 | 110.66 | 96.72 | 170.56 |
| EPS (Unit Curr.) | 7.13 | 9.69 | 11.76 | 10.57 | 9.25 | 16.31 |
| EPS (Adj) (Unit Curr.) | 7.13 | 9.69 | 11.76 | 10.57 | 9.25 | 16.31 |
| Calculated EPS (Unit Curr.) | 7.13 | 9.69 | 11.75 | 10.56 | 9.25 | 16.31 |
| Calculated EPS (Adj) (Unit Curr.) | 7.13 | 9.69 | 11.75 | 10.56 | 9.25 | 16.31 |
| Calculated EPS (Ann.) (Unit Curr.) | 28.50 | 38.76 | 47.01 | 42.26 | 36.99 | 65.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 28.50 | 38.76 | 47.01 | 42.26 | 36.99 | 65.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 105.24 | 105.18 | 105.06 | 104.74 | 104.59 | 104.59 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 58.35 | 60.46 | 60.22 | 58.62 | 56.65 | 61.47 |
| PBDTM(%) | 5.75 | 8.14 | 9.99 | 8.95 | 7.58 | 13.72 |
| PATM(%) | 5.75 | 8.14 | 10.30 | 9.40 | 8.29 | 14.61 |
| Net Interest Income | 618.00 | 595.00 | 596.00 | 593.00 | 594.00 | 610.00 |
| Net Interest Margin(%) | 6.60 | 6.70 | 7.40 | 7.30 | 7.70 | 8.00 |
| Provision Coverage Ratio(%) | 67.93 | 68.15 | 66.09 | 66.90 | 67.23 | 62.70 |
| CASA Ratio(%) | 18.30 | 17.80 | 18.00 | 18.40 | 20.10 | 20.40 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 871.00 | 824.93 | 749.60 | 757.82 | 754.65 | 645.93 |
| Net Non Performing Assets | 279.00 | 262.74 | 254.19 | 250.51 | 247.29 | 240.75 |
| (%) Gross Non Performing Assets | 2.80 | 2.91 | 2.71 | 2.80 | 2.97 | 2.62 |
| (%) Net Non Performing Assets | 0.90 | 0.94 | 0.94 | 0.94 | 0.99 | 0.99 |
| Return on Assets(Annualised) | 0.80 | 1.07 | 1.40 | 1.30 | 1.17 | 2.10 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 26,572.00 | 24,193.00 | 23,884.00 | 21,097.00 | 0.00 | 18,863.00 |
| Total Deposits | 32,532.00 | 29,426.00 | 29,120.00 | 25,865.00 | 24,808.00 | 23,710.00 |
| Total Advances | 31,655.00 | 27,825.00 | 27,155.00 | 26,514.00 | 24,861.00 | 24,207.00 |