| Bajaj Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500034 |
NSE Symbol : BAJFINANCE |
P/E(TTM) : 36.03 |
|
ISIN Demat : INE296A01032 |
Div & Yield% : 0.61 |
EPS(TTM) : 27.22 |
|
Book Value(₹) : 165.63 |
Market Cap(₹Cr) : 610,548.21 |
Face Value(₹) : 1.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 18,309.62 | 17,747.00 | 16,893.09 | 16,437.75 | 15,486.39 | 14,991.41 |
| Other Operating Income | 120.50 | 122.70 | 291.33 | 258.79 | 152.08 | 379.61 |
| Other Income | 0.52 | 1,416.78 | 1.67 | 0.57 | 11.44 | 22.89 |
| Total Income | 18,430.64 | 19,286.48 | 17,186.09 | 16,697.11 | 15,649.91 | 15,393.91 |
| Interest | 5,487.30 | 5,464.19 | 5,243.62 | 5,221.87 | 4,913.12 | 4,777.29 |
| Employee Expenses | 2,292.95 | 2,071.38 | 1,986.57 | 1,934.90 | 1,783.53 | 1,808.79 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1,975.37 | 2,215.28 | 1,792.73 | 1,680.24 | 1,670.67 | 1,617.23 |
| TOTAL OPERATING EXPENDITURE | 9,755.62 | 9,750.85 | 9,022.92 | 8,837.01 | 8,367.32 | 8,203.31 |
| Operating Profit Before Prov. & Cont. | 8,675.02 | 9,535.63 | 8,163.17 | 7,860.10 | 7,282.59 | 7,190.60 |
| Provisions & Write Offs | 1,952.73 | 3,370.73 | 2,218.34 | 2,078.03 | 2,141.73 | 2,007.98 |
| Depreciation | 237.95 | 226.89 | 241.55 | 235.80 | 235.99 | 204.56 |
| TOTAL EXPENDITURE | 11,946.30 | 13,348.47 | 11,482.81 | 11,150.84 | 10,745.04 | 10,415.85 |
| Tax | 1,530.00 | 1,709.00 | 1,338.50 | 1,652.50 | 883.43 | 1,288.36 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 114.84 | -351.51 | 114.01 | -239.31 | 81.00 | -16.11 |
| Reported Profit After Tax | 4,839.50 | 4,580.52 | 4,250.77 | 4,133.08 | 3,940.44 | 3,705.81 |
| Extra-ordinary Items | 0.00 | 830.69 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4,839.50 | 3,749.83 | 4,250.77 | 4,133.08 | 3,940.44 | 3,705.81 |
| EPS (Unit Curr.) | 7.78 | 7.37 | 6.84 | 6.66 | 63.65 | 59.89 |
| EPS (Adj) (Unit Curr.) | 7.78 | 7.37 | 6.84 | 6.66 | 6.37 | 5.99 |
| Calculated EPS (Unit Curr.) | 7.78 | 7.37 | 6.84 | 6.65 | 63.47 | 59.89 |
| Calculated EPS (Adj) (Unit Curr.) | 7.78 | 7.37 | 6.84 | 6.65 | 6.35 | 5.99 |
| Calculated EPS (Ann.) (Unit Curr.) | 31.13 | 29.47 | 27.36 | 26.61 | 253.87 | 239.55 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 31.13 | 29.47 | 27.36 | 26.61 | 25.39 | 23.96 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 621.79 | 621.63 | 621.51 | 621.24 | 124.17 | 123.76 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 66.68 | 65.53 | 66.23 | 66.94 | 64.92 | 66.44 |
| PBDTM(%) | 36.71 | 34.74 | 35.19 | 35.18 | 33.20 | 34.57 |
| PATM(%) | 26.43 | 25.81 | 25.16 | 25.14 | 25.44 | 24.72 |
| Net Interest Income | 0.00 | 10,231.00 | 9,725.00 | 9,269.00 | 8,910.00 | 8,500.00 |
| Operating Expenses | 0.00 | 4,264.00 | 4,021.00 | 3,851.00 | 3,689.00 | 3,631.00 |
| Loan Losses & Provision | 0.00 | 2,163.00 | 2,218.00 | 2,078.00 | 2,300.00 | 2,008.00 |
| Assets Under Management | 0.00 | 355,171.00 | 338,121.00 | 325,438.00 | 308,832.00 | 293,370.00 |
| Return on Equity(%) | 0.00 | 19.25 | 18.37 | 18.39 | 0.00 | 18.26 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 61.00 | 52.00 | 56.25 | 53.00 | 57.00 |
| Capital Adequacy Ratio | 21.55 | 21.45 | 21.23 | 21.96 | 21.93 | 21.57 |
| Tier I Capital | 0.00 | 20.60 | 20.54 | 21.20 | 21.09 | 20.79 |
| Tier II Capital | 0.00 | 0.85 | 0.69 | 0.76 | 0.84 | 0.78 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.27 | 1.56 | 1.59 | 1.28 | 1.18 | 1.41 |
| (%) Net Non Performing Assets | 0.52 | 0.61 | 0.77 | 0.63 | 0.56 | 0.61 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 5.40 | 5.21 | 5.29 | 0.00 | 5.28 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
