| PTC India Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533344 |
NSE Symbol : PFS |
P/E(TTM) : 5.27 |
|
ISIN Demat : INE560K01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 5.20 |
|
Book Value(₹) : 46.37 |
Market Cap(₹Cr) : 1,758.57 |
Face Value(₹) : 10.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 121.74 | 131.84 | 141.91 | 150.68 | 158.07 | 163.43 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 3.30 | 0.02 | 0.33 | 4.56 | 0.05 | 0.00 |
| Total Income | 125.04 | 131.86 | 142.24 | 155.24 | 158.12 | 163.43 |
| Interest | 57.64 | 57.57 | 65.34 | 71.70 | 78.11 | 83.10 |
| Employee Expenses | 6.38 | 6.05 | 5.33 | 4.36 | 4.70 | 4.37 |
| Selling & Administrative Expenses | 4.66 | 5.20 | 4.99 | 7.84 | 7.60 | 4.96 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 2.99 | 0.42 | 0.03 | -2.19 | 4.11 | -0.19 |
| TOTAL OPERATING EXPENDITURE | 71.67 | 69.24 | 75.69 | 81.71 | 94.52 | 92.24 |
| Operating Profit Before Prov. & Cont. | 53.37 | 62.62 | 66.55 | 73.53 | 63.60 | 71.19 |
| Provisions & Write Offs | -12.68 | -56.89 | -81.59 | -3.36 | -18.68 | 6.21 |
| Depreciation | 1.88 | 1.88 | 1.83 | 1.79 | 1.62 | 1.57 |
| TOTAL EXPENDITURE | 60.87 | 14.23 | -4.07 | 80.14 | 77.46 | 100.02 |
| Tax | 13.11 | -17.76 | -11.73 | 6.22 | 6.24 | 16.11 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 1.97 | 47.25 | 21.41 | 10.72 | 7.28 | -0.04 |
| Reported Profit After Tax | 49.09 | 88.14 | 136.63 | 58.16 | 67.14 | 47.34 |
| Extra-ordinary Items | -1.86 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 50.95 | 88.14 | 136.63 | 58.16 | 67.14 | 47.34 |
| EPS (Unit Curr.) | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 |
| EPS (Adj) (Unit Curr.) | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 |
| Calculated EPS (Unit Curr.) | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 |
| Calculated EPS (Adj) (Unit Curr.) | 0.76 | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.06 | 5.49 | 8.51 | 3.62 | 4.18 | 2.95 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.06 | 5.49 | 8.51 | 3.62 | 4.18 | 2.95 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 |
| Reserve & Surplus | 0.00 | 2,335.88 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 101.60 | 134.31 | 150.43 | 98.61 | 101.47 | 90.61 |
| PBDTM(%) | 54.25 | 90.65 | 104.39 | 51.03 | 52.05 | 39.76 |
| PATM(%) | 40.32 | 66.85 | 96.28 | 38.60 | 42.47 | 28.97 |
| Net Interest Income | 52.00 | 62.00 | 71.31 | 83.38 | 79.00 | 76.96 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 20.00 | 18.04 | 14.56 | 13.33 | 17.71 | 12.43 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 3.80 | 4.59 | 4.66 | 4.68 | 4.46 | 4.41 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 71.21 | 62.63 | 64.96 | 59.65 | 57.36 | 44.65 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 484.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 130.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.73 | 6.50 | 9.77 | 4.02 | 4.51 | 3.08 |
| Loans Disbursed(Amt Rs cr) | 609.00 | 326.00 | 138.00 | 50.00 | 300.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 1,188.00 | 1,048.00 | 206.00 | 100.00 | 225.00 | 0.00 |
| Loan Book(Amt Rs cr) | 3,503.00 | 3,697.00 | 0.00 | 4,746.00 | 5,178.00 | 5,249.00 |
