| Karur Vysya Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 590003 |
NSE Symbol : KARURVYSYA |
P/E(TTM) : 11.88 |
|
ISIN Demat : INE036D01028 |
Div & Yield% : 0.77 |
EPS(TTM) : 28.40 |
|
Book Value(₹) : 145.96 |
Market Cap(₹Cr) : 32,621.14 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Earned | 3,049.42 | 2,903.65 | 2,794.18 | 2,807.97 | 2,568.55 | 2,515.93 |
| Other Income | 441.79 | 615.80 | 508.95 | 512.32 | 447.25 | 509.33 |
| Total Income | 3,491.21 | 3,519.45 | 3,303.13 | 3,320.29 | 3,015.80 | 3,025.26 |
| Operating Expenses | 2,395.61 | 2,272.69 | 2,297.79 | 2,302.91 | 2,210.30 | 2,190.29 |
| Operating Profit Before Prov. & Cont. | 1,095.60 | 1,246.76 | 1,005.34 | 1,017.38 | 805.50 | 834.97 |
| Provisions & Contingencies | 90.29 | 257.66 | 104.77 | 274.37 | 118.14 | 161.40 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 249.61 | 264.14 | 210.61 | 169.05 | 165.91 | 160.21 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 755.70 | 724.96 | 689.96 | 573.96 | 521.45 | 513.36 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 755.70 | 724.96 | 689.96 | 573.96 | 521.45 | 513.36 |
| EPS (Unit Curr.) | 7.82 | 7.50 | 7.14 | 5.94 | 6.48 | 6.38 |
| EPS (Adj) (Unit Curr.) | 7.82 | 7.50 | 7.14 | 5.94 | 5.40 | 5.32 |
| Calculated EPS (Unit Curr.) | 7.82 | 7.50 | 7.14 | 5.94 | 6.48 | 6.38 |
| Calculated EPS (Adj) (Unit Curr.) | 7.82 | 7.50 | 7.14 | 5.94 | 5.40 | 5.32 |
| Calculated EPS (Ann.) (Unit Curr.) | 31.27 | 30.00 | 28.55 | 23.76 | 25.90 | 25.51 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 31.27 | 30.00 | 28.55 | 23.76 | 21.58 | 21.26 |
| Book Value (Unit Curr.) | 0.00 | 145.95 | 0.00 | 0.00 | 0.00 | 145.57 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 193.33 | 193.33 | 193.32 | 193.28 | 161.05 | 161.02 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 86.31 | 87.27 | 87.88 | 81.55 | 84.74 | 83.48 |
| PBDTM(%) | 32.97 | 34.06 | 32.23 | 26.46 | 26.76 | 26.77 |
| PATM(%) | 24.78 | 24.97 | 24.69 | 20.44 | 20.30 | 20.40 |
| Net Interest Income | 1,423.00 | 1,359.00 | 1,239.00 | 1,261.00 | 1,080.00 | 1,089.00 |
| Net Interest Margin(%) | 4.26 | 4.25 | 3.99 | 3.77 | 3.86 | 4.05 |
| Provision Coverage Ratio(%) | 96.21 | 96.45 | 96.56 | 96.76 | 96.76 | 96.81 |
| CASA Ratio(%) | 27.55 | 26.91 | 27.23 | 27.65 | 27.48 | 27.27 |
| Capital Adequacy Ratio | 18.61 | 18.76 | 16.05 | 16.58 | 17.36 | 18.17 |
| Tier I Capital | 17.98 | 17.72 | 15.06 | 15.58 | 16.33 | 17.12 |
| Tier II Capital | 0.63 | 1.04 | 0.99 | 1.00 | 1.03 | 1.05 |
| Gross Non Performing Assets | 771.89 | 743.91 | 686.94 | 708.00 | 592.60 | 641.80 |
| Net Non Performing Assets | 195.76 | 186.21 | 183.29 | 175.75 | 170.26 | 166.21 |
| (%) Gross Non Performing Assets | 0.74 | 0.75 | 0.71 | 0.76 | 0.66 | 0.76 |
| (%) Net Non Performing Assets | 0.19 | 0.19 | 0.19 | 0.19 | 0.19 | 0.20 |
| Return on Assets(Annualised) | 2.11 | 2.10 | 2.05 | 1.81 | 1.73 | 1.73 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 10,891.00 | 9,138.00 | 9,922.00 | 9,776.00 | 9,392.00 | 8,353.00 |
| Saving Deposits | 22,885.00 | 21,984.00 | 21,277.00 | 20,779.00 | 19,914.00 | 19,479.00 |
| Term Deposits | 88,811.00 | 84,544.00 | 83,396.00 | 79,937.00 | 77,344.00 | 74,246.00 |
| Total Deposits | 122,587.00 | 115,666.00 | 114,595.00 | 110,492.00 | 106,650.00 | 102,078.00 |
| Total Advances | 104,680.00 | 98,754.00 | 97,052.00 | 92,724.00 | 89,374.00 | 84,491.00 |

