| Indian Railway Finance Corporation Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543257 |
NSE Symbol : IRFC |
P/E(TTM) : 21.63 |
|
ISIN Demat : INE053F01010 |
Div & Yield% : 1.38 |
EPS(TTM) : 5.36 |
|
Book Value(₹) : 43.33 |
Market Cap(₹Cr) : 151,529.33 |
Face Value(₹) : 10.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 6,657.36 | 6,371.89 | 6,901.07 | 6,719.13 | 6,763.43 | 6,899.66 |
| Other Operating Income | 4.01 | 0.00 | 14.31 | 4.10 | 0.00 | 0.00 |
| Other Income | 57.86 | 0.02 | 2.86 | 0.57 | 2.96 | 0.54 |
| Total Income | 6,719.23 | 6,371.91 | 6,918.24 | 6,723.80 | 6,766.39 | 6,900.20 |
| Interest | 4,812.02 | 4,544.42 | 5,124.39 | 4,996.37 | 5,095.07 | 5,248.74 |
| Employee Expenses | 5.29 | 5.58 | 3.70 | 4.33 | 3.64 | 2.92 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 39.16 | 39.56 | 37.03 | 36.56 | 35.22 | 34.33 |
| TOTAL OPERATING EXPENDITURE | 4,856.47 | 4,589.56 | 5,165.12 | 5,037.26 | 5,133.93 | 5,285.99 |
| Operating Profit Before Prov. & Cont. | 1,862.76 | 1,782.35 | 1,753.12 | 1,686.54 | 1,632.46 | 1,614.21 |
| Provisions & Write Offs | 59.14 | 4.02 | 6.10 | 3.38 | 0.46 | 0.47 |
| Depreciation | 1.43 | 1.35 | 1.33 | 1.29 | 1.34 | 1.09 |
| TOTAL EXPENDITURE | 4,917.04 | 4,594.93 | 5,172.55 | 5,041.93 | 5,135.73 | 5,287.55 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,802.19 | 1,776.98 | 1,745.69 | 1,681.87 | 1,630.66 | 1,612.65 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,802.19 | 1,776.98 | 1,745.69 | 1,681.87 | 1,630.66 | 1,612.65 |
| EPS (Unit Curr.) | 1.38 | 1.36 | 1.34 | 1.29 | 1.25 | 1.23 |
| EPS (Adj) (Unit Curr.) | 1.38 | 1.36 | 1.34 | 1.29 | 1.25 | 1.23 |
| Calculated EPS (Unit Curr.) | 1.38 | 1.36 | 1.34 | 1.29 | 1.25 | 1.23 |
| Calculated EPS (Adj) (Unit Curr.) | 1.38 | 1.36 | 1.34 | 1.29 | 1.25 | 1.23 |
| Calculated EPS (Ann.) (Unit Curr.) | 5.52 | 5.44 | 5.34 | 5.15 | 4.99 | 4.94 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 5.52 | 5.44 | 5.34 | 5.15 | 4.99 | 4.94 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 10.50 | 0.00 | 0.00 | 0.00 | 8.00 |
| Equity | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 | 13,068.51 |
| Reserve & Surplus | 43,556.90 | 43,125.34 | 41,355.45 | 39,599.26 | 38,977.75 | 38,395.61 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 99.37 | 99.23 | 99.57 | 99.41 | 99.46 | 99.46 |
| PBDTM(%) | 27.09 | 27.91 | 25.32 | 25.05 | 24.13 | 23.39 |
| PATM(%) | 27.07 | 27.89 | 25.30 | 25.03 | 24.11 | 23.37 |
| Net Interest Income | 5,309.05 | 0.00 | 1,763.00 | 0.00 | 4,858.50 | 0.00 |
| Operating Expenses | 34.10 | 0.00 | 8.70 | 0.00 | 18.30 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 475,451.25 | 461,973.43 | 459,802.00 | 460,047.84 | 461,251.34 | 462,282.60 |
| Return on Equity(%) | 12.99 | 0.00 | 13.28 | 0.00 | 12.92 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 1.51 | 0.00 | 1.53 | 0.00 | 1.40 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 161.16 | 258.61 | 579.00 | 672.85 | 719.85 | 722.89 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 1.44 | 0.00 | 1.45 | 0.00 | 1.33 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 2,492.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |