| City Union Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532210 |
NSE Symbol : CUB |
P/E(TTM) : 16.70 |
|
ISIN Demat : INE491A01021 |
Div & Yield% : 0.73 |
EPS(TTM) : 16.28 |
|
Book Value(₹) : 133.76 |
Market Cap(₹Cr) : 20,177.65 |
Face Value(₹) : 1.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 1,653.13 | 1,605.33 | 1,532.72 | 1,478.74 | 1,433.95 | 1,388.64 |
| Other Income | 259.13 | 243.88 | 251.22 | 228.39 | 226.32 | 192.13 |
| Total Income | 1,912.26 | 1,849.20 | 1,783.94 | 1,707.12 | 1,660.27 | 1,580.77 |
| Operating Expenses | 1,441.67 | 1,398.28 | 1,342.97 | 1,271.13 | 1,232.09 | 1,207.28 |
| Operating Profit Before Prov. & Cont. | 470.59 | 450.92 | 440.97 | 436.00 | 428.18 | 373.49 |
| Provisions & Contingencies | 57.00 | 70.00 | 78.00 | 75.00 | 70.00 | 39.00 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 85.00 | 75.00 | 75.00 | 75.00 | 73.00 | 70.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 328.59 | 305.92 | 287.96 | 286.00 | 285.18 | 264.49 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 328.59 | 305.92 | 287.96 | 286.00 | 285.18 | 264.49 |
| EPS (Unit Curr.) | 4.43 | 4.13 | 3.89 | 3.86 | 3.85 | 3.57 |
| EPS (Adj) (Unit Curr.) | 4.43 | 4.13 | 3.89 | 3.86 | 3.85 | 3.57 |
| Calculated EPS (Unit Curr.) | 4.43 | 4.13 | 3.89 | 3.86 | 3.85 | 3.57 |
| Calculated EPS (Adj) (Unit Curr.) | 4.43 | 4.13 | 3.89 | 3.86 | 3.85 | 3.57 |
| Calculated EPS (Ann.) (Unit Curr.) | 17.74 | 16.51 | 15.54 | 15.44 | 15.40 | 14.28 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 17.74 | 16.51 | 15.54 | 15.44 | 15.40 | 14.28 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 74.10 | 74.10 | 74.10 | 74.10 | 74.07 | 74.07 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 84.70 | 84.78 | 84.51 | 84.67 | 84.36 | 84.83 |
| PBDTM(%) | 25.02 | 23.73 | 23.68 | 24.41 | 24.98 | 24.09 |
| PATM(%) | 19.88 | 19.06 | 18.79 | 19.34 | 19.89 | 19.05 |
| Net Interest Income | 0.00 | 625.30 | 600.30 | 587.70 | 582.50 | 545.20 |
| Net Interest Margin(%) | 0.00 | 3.54 | 3.60 | 3.58 | 3.67 | 3.54 |
| Provision Coverage Ratio(%) | 0.00 | 79.00 | 78.00 | 77.00 | 75.00 | 73.00 |
| CASA Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 29.00 | 30.00 |
| Capital Adequacy Ratio | 21.68 | 23.10 | 23.75 | 22.26 | 22.98 | 23.58 |
| Tier I Capital | 0.00 | 22.09 | 22.70 | 21.29 | 21.98 | 22.55 |
| Tier II Capital | 0.00 | 1.01 | 1.05 | 0.97 | 1.00 | 1.03 |
| Gross Non Performing Assets | 1,393.22 | 1,616.98 | 1,638.17 | 1,693.04 | 1,725.50 | 1,806.45 |
| Net Non Performing Assets | 512.86 | 634.55 | 653.07 | 701.54 | 775.02 | 853.50 |
| (%) Gross Non Performing Assets | 2.42 | 2.99 | 3.09 | 3.36 | 3.54 | 3.88 |
| (%) Net Non Performing Assets | 0.90 | 1.20 | 1.25 | 1.42 | 1.62 | 1.87 |
| Return on Assets(Annualised) | 1.59 | 1.55 | 1.53 | 1.57 | 1.59 | 1.51 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 5,352.00 | 6,073.80 | 4,751.30 | 5,089.10 | 4,624.20 |
| Saving Deposits | 0.00 | 12,598.50 | 12,045.10 | 11,380.60 | 11,804.30 | 11,570.80 |
| Term Deposits | 0.00 | 47,784.00 | 45,407.10 | 42,139.40 | 40,475.60 | 38,661.90 |
| Total Deposits | 0.00 | 65,734.50 | 63,526.00 | 58,271.30 | 57,369.00 | 54,856.90 |
| Total Advances | 0.00 | 54,020.30 | 53,066.40 | 50,409.30 | 48,722.00 | 46,547.90 |