| L&T Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533519 |
NSE Symbol : LTF |
P/E(TTM) : 28.97 |
|
ISIN Demat : INE498L01015 |
Div & Yield% : 0.89 |
EPS(TTM) : 10.68 |
|
Book Value(₹) : 104.20 |
Market Cap(₹Cr) : 77,431.30 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 4,332.74 | 4,256.75 | 4,019.75 | 4,095.09 | 4,015.20 | 3,782.09 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.35 | 0.32 | 4.68 | 7.70 | 5.05 | 0.56 |
| Total Income | 4,333.09 | 4,257.07 | 4,024.43 | 4,102.79 | 4,020.25 | 3,782.65 |
| Interest | 1,634.28 | 1,635.73 | 1,599.83 | 1,569.23 | 1,476.27 | 1,351.40 |
| Employee Expenses | 592.63 | 551.71 | 568.61 | 578.79 | 548.26 | 518.74 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 572.53 | 554.65 | 494.97 | 376.52 | 484.07 | 582.18 |
| TOTAL OPERATING EXPENDITURE | 2,799.44 | 2,742.09 | 2,663.41 | 2,524.54 | 2,508.60 | 2,452.32 |
| Operating Profit Before Prov. & Cont. | 1,533.65 | 1,514.98 | 1,361.02 | 1,578.25 | 1,511.65 | 1,330.33 |
| Provisions & Write Offs | 505.55 | 542.30 | 523.70 | 728.96 | 550.51 | 390.18 |
| Depreciation | 49.34 | 39.13 | 39.46 | 34.69 | 31.81 | 27.01 |
| TOTAL EXPENDITURE | 3,354.33 | 3,323.52 | 3,226.57 | 3,288.19 | 3,090.92 | 2,869.51 |
| Tax | 202.14 | 253.18 | 79.95 | 199.27 | 237.05 | 240.70 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 48.91 | -13.72 | 87.32 | -3.85 | 3.16 | -6.48 |
| Reported Profit After Tax | 727.71 | 694.09 | 630.59 | 619.18 | 689.12 | 678.92 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 727.71 | 694.09 | 630.59 | 619.18 | 689.12 | 678.92 |
| EPS (Unit Curr.) | 2.91 | 2.78 | 2.53 | 2.48 | 2.77 | 2.73 |
| EPS (Adj) (Unit Curr.) | 2.91 | 2.78 | 2.53 | 2.48 | 2.77 | 2.73 |
| Calculated EPS (Unit Curr.) | 2.91 | 2.78 | 2.53 | 2.48 | 2.76 | 2.73 |
| Calculated EPS (Adj) (Unit Curr.) | 2.91 | 2.78 | 2.53 | 2.48 | 2.76 | 2.73 |
| Calculated EPS (Ann.) (Unit Curr.) | 11.64 | 11.12 | 10.11 | 9.93 | 11.06 | 10.91 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 11.64 | 11.12 | 10.11 | 9.93 | 11.06 | 10.91 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 2,499.87 | 2,497.71 | 2,494.87 | 2,494.27 | 2,492.69 | 2,489.84 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 61.45 | 61.28 | 60.63 | 59.06 | 60.70 | 60.59 |
| PBDTM(%) | 23.73 | 22.85 | 20.83 | 20.74 | 23.94 | 24.86 |
| PATM(%) | 16.80 | 16.31 | 15.69 | 15.12 | 17.16 | 17.95 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |