| CreditAccess Grameen Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 541770 |
NSE Symbol : CREDITACC |
P/E(TTM) : 154.31 |
|
ISIN Demat : INE741K01010 |
Div & Yield% : 0.00 |
EPS(TTM) : 8.35 |
|
Book Value(₹) : 447.75 |
Market Cap(₹Cr) : 20,617.69 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 1,508.35 | 1,462.89 | 1,406.63 | 1,380.38 | 1,453.29 | 1,512.03 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.67 | 0.74 | 1.08 | 1.55 | 0.63 | 0.55 |
| Total Income | 1,509.02 | 1,463.63 | 1,407.71 | 1,381.93 | 1,453.92 | 1,512.58 |
| Interest | 479.52 | 482.16 | 477.78 | 474.87 | 484.60 | 510.31 |
| Employee Expenses | 219.32 | 221.21 | 175.36 | 178.37 | 188.83 | 187.79 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 99.55 | 92.07 | 105.42 | 90.23 | 91.16 | 90.80 |
| TOTAL OPERATING EXPENDITURE | 798.39 | 795.44 | 758.56 | 743.47 | 764.59 | 788.90 |
| Operating Profit Before Prov. & Cont. | 710.63 | 668.19 | 649.15 | 638.46 | 689.33 | 723.68 |
| Provisions & Write Offs | 525.67 | 571.85 | 582.91 | 751.86 | 420.15 | 174.59 |
| Depreciation | 15.80 | 15.22 | 15.16 | 15.53 | 17.19 | 14.35 |
| TOTAL EXPENDITURE | 1,339.86 | 1,382.51 | 1,356.63 | 1,510.86 | 1,201.93 | 977.84 |
| Tax | 4.52 | 0.04 | 14.57 | 69.95 | 145.80 | 157.93 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 38.83 | 20.89 | -10.70 | -99.36 | -79.87 | -20.85 |
| Reported Profit After Tax | 125.81 | 60.19 | 47.21 | -99.52 | 186.06 | 397.66 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 125.81 | 60.19 | 47.21 | -99.52 | 186.06 | 397.66 |
| EPS (Unit Curr.) | 7.87 | 3.77 | 2.96 | -6.24 | 11.67 | 24.95 |
| EPS (Adj) (Unit Curr.) | 7.87 | 3.77 | 2.96 | -6.24 | 11.67 | 24.95 |
| Calculated EPS (Unit Curr.) | 7.87 | 3.77 | 2.96 | -6.24 | 11.67 | 24.95 |
| Calculated EPS (Adj) (Unit Curr.) | 7.87 | 3.77 | 2.96 | -6.24 | 11.67 | 24.95 |
| Calculated EPS (Ann.) (Unit Curr.) | 31.48 | 15.07 | 11.82 | -24.95 | 46.67 | 99.78 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 31.48 | 15.07 | 11.82 | -24.95 | 46.67 | 99.78 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 159.88 | 159.74 | 159.72 | 159.57 | 159.46 | 159.41 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 44.05 | 39.55 | 38.68 | 26.19 | 51.87 | 70.06 |
| PBDTM(%) | 12.26 | 6.59 | 4.71 | -8.22 | 18.52 | 36.31 |
| PATM(%) | 8.34 | 4.11 | 3.36 | -7.21 | 12.80 | 26.30 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 66.27 | 63.16 | 64.83 | 68.74 | 69.47 | 69.16 |
| Capital Adequacy Ratio | 26.06 | 25.55 | 25.42 | 25.87 | 26.14 | 25.17 |
| Tier I Capital | 25.20 | 24.60 | 24.50 | 24.70 | 25.20 | 24.30 |
| Tier II Capital | 0.86 | 0.95 | 0.92 | 1.17 | 0.94 | 0.87 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.65 | 4.70 | 4.76 | 3.99 | 2.44 | 1.46 |
| (%) Net Non Performing Assets | 1.26 | 1.78 | 1.73 | 1.28 | 0.76 | 0.45 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |